Reliance Accumulator 5 Index Annuity Rate & Reviews

Reliance Accumulator 5 Index Annuity

Your annuity will earn interest based upon the allocation of your premium to one or more of the different Index Interest Strategies and/or the Fixed Interest Strategy. At time of withdrawal, surrender or election of a settlement option, your annuity value will be the greater of
1) the Annuity Value—the sum of the Index Interest Strategies and the Fixed Interest Strategy, less early withdrawal charges,
2) the premium paid less withdrawals and early withdrawal charges, or
3) the Minimum Contract Value —the premium multiplied by the non-forfeiture rate (87.5%) accumulated annually at the non-forfeiture interest rate.

Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.15% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	8% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	37% Participation
1-Year S&P 500 PTP Monthly Average Cap	Point to Point Annual Monthly average	8.25% Cap
1-Year S&P MARC 5% ER PTP Participation Rate	Point to Point Annual	175% Participation
1-Year S&P MARC 5% ER PTP Participation Rate with Spread	Point to Point Annual	195% Participation 1% Spread

Surrender schedule

Year	1	2	3	4	5
Penalty	8%	8%	7%	6%	5%