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ForeAccumulation II 7

The ForeAccumulation II 7 Annuity offers a simple, secure way for retirees to ensure a steady income for the rest of their lives. With its fixed rates, you never have to worry about market downturns affecting your financial future.

This annuity features flexibility, offering withdrawal options to help you manage your retirement income effectively. Its a smart choice promising a carefree and comfortable retirement.

ForeAccumulation II 7

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Your State

Investment

Your Gender

Your Age

Retire At

About Product

Type

Fixed Index

Purpose

Accumulation

Term

7 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, Traditional IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, Inherited IRA, NQ Stretch, TSP, and Roth Conversion (Full)

Launch Date

08/27/2018

ForeAccumulation is a single premium fixed index annuity that offers both upside opportunity and downside market protection.

Growth Accelerator Rider
Interest crediting strategies with the Growth Accelerator Rider is added onto select existing interest crediting strategies that will offer increased caps or participation rates in exchange for a rider charge.
The rider charge (1.25%) is assessed at the end of the Strategy Term against only the Contract Value allocated to interest crediting strategies with the Growth Accelerator Rider. Contract Value allocated to interest crediting strategies without the Growth Accelerator Rider will not be assessed a rider charge. This charge will be assessed even if no interest is credited due to zero or negative index performance. The cost of this rider may cause the Contract Value to be negative. This Rider is only available during the Withdrawal Charge Period. This rider may not be elected in conjunction with the Enhanced Death Benefit Rider or the Premium Enhancement Rider.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.9% Fixed
1-Year PIMCO Balanced PTP Participation Rate with Growth Accelerator	Point to Point Annual	210% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Annual	140% Participation
2-Year Franklin US PTP Participation Rate	Point to Point Biennial	175% Participation
1-Year Franklin US PTP Participation Rate	Point to Point Annual	120% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Biennial	175% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Annual	120% Participation
1-Year S&P 500 PTP Cap with Growth Accelerator	Point to Point Annual	11.75% Cap
1-Year MSCI EAFE PTP Cap with Growth Accelerator	Point to Point Annual	11.5% Cap
2-Year Franklin US PTP Spread	Point to Point Biennial
2-Year PIMCO Balanced PTP Participation Rate with Growth Accelerator	Point to Point Biennial	315% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate with Growth Accelerator	Point to Point Biennial	260% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate with Growth Accelerator	Point to Point Annual	170% Participation
2-Year Franklin US PTP Participation Rate with Growth Accelerator	Point to Point Biennial	220% Participation
1-Year Franklin US PTP Participation Rate with Growth Accelerator	Point to Point Annual	150% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate with Growth Accelerator	Point to Point Biennial	225% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate with Growth Accelerator	Point to Point Annual	150% Participation
2-Year PIMCO Balanced PTP Participation Rate	Point to Point Biennial	255% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Biennial	210% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	9.35% Cap
1-Year BlackRock Diversa Volatility Control PTP Cap	Point to Point Annual	15.75% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	9.25% Cap
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	170% Participation
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	6.5% Performance triggered
1-Year Fixed Account	Fixed	4% Fixed
1-Year BlackRock Diversa Volatility Control PTP Participation Rate with Growth Accelerator	Point to Point Annual	175% Participation
2-Year PIMCO Balanced PTP Participation Rate with Growth Accelerator	Point to Point Biennial	320% Participation
1-Year S&P 500 PTP Cap with Growth Accelerator	Point to Point Annual	12% Cap
2-Year BlackRock Diversa Volatility Control PTP Participation Rate with Growth Accelerator	Point to Point Biennial	265% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	9.6% Cap
1-Year MSCI EAFE PTP Cap with Growth Accelerator	Point to Point Annual	11.75% Cap
1-Year PIMCO Balanced PTP Participation Rate with Growth Accelerator	Point to Point Annual	215% Participation
2-Year Franklin US PTP Participation Rate with Growth Accelerator	Point to Point Biennial	225% Participation
1-Year Franklin US PTP Participation Rate with Growth Accelerator	Point to Point Annual	155% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate with Growth Accelerator	Point to Point Biennial	220% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate with Growth Accelerator	Point to Point Annual	155% Participation
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	175% Participation
1-Year MSCI EAFE PTP Cap	Point to Point Annual	9.5% Cap
1-Year BlackRock Diversa Volatility Control PTP Cap	Point to Point Annual	16% Cap
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Annual	125% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Biennial	180% Participation
2-Year Franklin US PTP Spread	Point to Point Biennial
1-Year Franklin US PTP Participation Rate	Point to Point Annual	125% Participation
2-Year Franklin US PTP Participation Rate	Point to Point Biennial	180% Participation
2-Year PIMCO Balanced PTP Participation Rate	Point to Point Biennial	260% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Annual	145% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Biennial	215% Participation
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	6.75% Performance triggered
1-Year S&P 500 PTP Locked Cap	Point to Point Annual	7.5% Cap
1-Year S&P 500 PTP Locked Cap	Point to Point Annual	7.5% Cap
1-Year Nasdaq-100 Agile Guaranteed Minimum Annual Floor with Cap	Dual Direction Trigger With Cap Annual	7% Cap
1-Year S&P 500 Engle 12% VT ER Guaranteed Minimum Annual Floor with Cap	Dual Direction Trigger With Cap Annual	7% Cap
1-Year Nasdaq-100 Guaranteed Minimum Annual Floor with Cap	Dual Direction Trigger With Cap Annual	6.85% Cap
1-Year S&P 500 Guaranteed Minimum Annual Floor with Cap	Dual Direction Trigger With Cap Annual	6.55% Cap
1-Year S&P 500 Engle 12% VT ER PTP Participation Rate with Growth Accelerator	Point to Point Annual	95% Participation
1-Year Nasdaq-100 Agile PTP Participation Rate with Growth Accelerator	Point to Point Annual	85% Participation
1-Year S&P 500 Engle 12% VT ER PTP Participation Rate	Point to Point Annual	75% Participation
1-Year Nasdaq-100 Agile PTP Participation Rate	Point to Point Annual	65% Participation
1-Year Nasdaq-100 PTP Cap	Point to Point Annual	8.75% Cap
1-Year Nasdaq-100 PTP Cap with Growth Accelerator	Point to Point Annual	11% Cap
1-Year S&P 500 Guaranteed Minimum Annual Floor with Cap	Dual Direction Trigger With Cap Annual	6.8% Cap
1-Year Nasdaq-100 Guaranteed Minimum Annual Floor with Cap	Dual Direction Trigger With Cap Annual	7.1% Cap
1-Year Nasdaq-100 Agile Guaranteed Minimum Annual Floor with Cap	Dual Direction Trigger With Cap Annual	7.25% Cap
1-Year S&P 500 Engle 12% VT ER Guaranteed Minimum Annual Floor with Cap	Dual Direction Trigger With Cap Annual	7.25% Cap
1-Year Nasdaq-100 Agile PTP Participation Rate with Growth Accelerator	Point to Point Annual	90% Participation
1-Year S&P 500 Engle 12% VT ER PTP Participation Rate with Growth Accelerator	Point to Point Annual	100% Participation
1-Year Nasdaq-100 PTP Cap with Growth Accelerator	Point to Point Annual	11.25% Cap
1-Year Nasdaq-100 PTP Cap	Point to Point Annual	9% Cap
1-Year Nasdaq-100 Agile PTP Participation Rate	Point to Point Annual	70% Participation
1-Year S&P 500 Engle 12% VT ER PTP Participation Rate	Point to Point Annual	80% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	8%	8%	7%	6%	5%	4%	3%

Riders

No Riders for ForeAccumulation II 7 annuity.

Waivers

Bail-Out

The Contract Value may be withdrawn with no Withdrawal Charges or MVA if after the Initial Strategy Term expires the renewal rates/caps are set at rates below (above for spread-based strategies) the Bailout Rate (Withdrawal Charge Waiver Rate).

Nursing Home

At any time on or after the Issue Date of the policy, if you should become confined to an approved nursing facility for at least 90 consecutive days, withdrawal charges and MVA on any portion of the contract value withdrawn will be waived. The nursing care waiver does not include home health care.

Terminal Illness

If you have been diagnosed with a terminal illness after the first contract anniversary, withdrawal charges and MVA will be waived on any portion of the contract value withdrawn.

RMD

The product includes Penalty-Free Withdrawal Provisions for RMD.

Withdrawal Provisions

Death Benefit Remaining contract value passes to beneficiaries at no additional charge. Enhanced Death Benefit An optional enhanced death benefit will be available at an annual cost of 0.50%, assessed at the end of the contract year, based off of the Enhanced Death Benefit amount. The benefit will be comprised of a guaranteed roll-up of 7.00% simple interest for 15 years based off of premiums, less withdrawals. All withdrawals will reduce the benefit. A minimum issue age of 0 and maximum age of 75 will apply.

Company Founded: 2004

Excellent Rated Company

Global Atlantic Financial Group

Company Ratings

4.5