Market Link Pro Advisory 4 NY

Jackson National Life Insurance Company of New York, established in 1995, finds itself playing a key role in the state of New York when it comes to retirement planning and the annuity market. By providing its signature tax-deferred annuity and life insurance products tailored to the individual needs of New York residents, the company’s mission is to empower its clients to secure their retirement. Backed by the financial resources of its parents company, Jackson Financial Inc. (1961), they sell various annuity types and life insurance policies, each designed to offer clients growth opportunity, protection, or even a guaranteed lifetime income stream. Between 2004 and today, Jackson National Life NY has received the SQM Call Center Award on multiple occasions in recognition of its world-class customer service.

Market Link Pro Advisory 4 NY

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About Product

Type

Registered Index-Linked

Purpose

Accumulation

Surrender schedule

No Surrender Charge

Fee withdrawal:

10%

Flexible premium

Product Life

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, Traditional IRA, Pension, TSA 403b, KEOGH, IRA-Roth, 1035 Exchange, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

06/08/2026

The Jackson Market Link Pro Advisory 4 is an individual single Premium deferred registered index-linked annuity Contract issued by Jackson of NY. A registered index-linked annuity (RILA) is a long-term, tax-deferred vehicle designed for retirement. It is subject to investment risk, its value will fluctuate, and loss of principal is possible. A RILA, which is an insurance contract, allows you to choose how you want to prioritize growth opportunities while managing the amount of loss you may assume. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

Performance lock

Lock in a portion or all of the interim value (positive or negative) —at any point during a 1-, 3-, or 6-year index account option term (term). A partial performance lock can only be used once per premium year.
The value at the lock-in point moves to the performance lock holding account until your next premium allocation anniversary.
On the premium allocation anniversary, the performance lock holding account’s value can be reallocated to the identical index account option, depending on availability, or to another available index account option. If no reallocation choice is made, funds within the performance lock holding account will be moved to a new term of the original index account option. Once the index account option value is removed from an index account option with a guaranteed cap crediting method, it cannot be reallocated into a new or existing guaranteed cap crediting method.
Elect your lock at any time during the selected term with a manual performance lock‡ , or for a full performance lock have it occur automatically.

Available in states: NY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3% Fixed
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	100% Participation 92% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	125% Participation 350% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 12.5% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 16.5% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 14% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 15.75% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 20% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 27.5% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 25.5% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 27% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 15.5% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 11% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	100% Participation 350% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	100% Participation 41% Cap
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	100% Participation 400% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	105% Participation 350% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	107% Participation 400% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	110% Participation 400% Cap
6-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	130% Participation 400% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	130% Participation 400% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	115% Participation 400% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	117% Participation 400% Cap
6-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	145% Participation 400% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	145% Participation 400% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	102% Participation 350% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	110% Participation 350% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	100% Participation 70% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	125% Participation 350% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	112% Participation 350% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	140% Participation 350% Cap
1-Year MSCI KLD 400 Social Performance Trigger with 10% Buffer	Performance Triggered Annual	10.7% Performance triggered
1-Year MSCI Emerging Markets Performance Trigger with 10% Buffer	Performance Triggered Annual	13.4% Performance triggered
1-Year MSCI EAFE Performance Trigger with 10% Buffer	Performance Triggered Annual	11.6% Performance triggered
1-Year Russell 2000 Performance Trigger with 10% Buffer	Performance Triggered Annual	15.5% Performance triggered
1-Year S&P 500 Performance Trigger with 10% Buffer	Performance Triggered Annual	11.7% Performance triggered

Riders

No Riders for Market Link Pro Advisory 4 NY annuity.

Waivers

No Waivers for Market Link Pro Advisory 4 NY annuity.

Premium Notes

Maximum Issue Age is 85.

Minimum Single Premium is $25,000. Subsequent premiums of $500 ($50 through automatic payment plan).

Withdrawal Provisions

Access to Your Money All or any portion of the contract may be withdrawn at any time prior to the Income Date. If the contract value remaining after withdrawal is less than $2,000, any withdrawal will be treated as a total withdrawal and the withdrawal value will be paid and the contract will terminate.

Company Founded: 1998

Excellent Rated Company

Jackson National Life Insurance Company of New York

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