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Lincoln Level Advantage 2 Advisory Select

The Lincoln National Life Insurance Company, created in 1905, finds itself within the life insurance and retirement planning market. Above all, they seek to provide a variety of retirement solutions, including annuities and life insurance in particular. By selling a vast array of investment products, such as various forms of life insurance (term, universal, and variable) and annuities (fixed, indexed, and variable), the company strives to make retirees as financially secure as possible. Their services can go from short-term protection to long-term wealth accumulation, an example of their customizability. Over the years, they have acquired various insurance companies, like American State and Safeco, to inflate its geographic reach.

Lincoln Level Advantage 2 Advisory Select

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Your State

Investment

Your Gender

Your Age

Retire At

About Product

Type

Registered Index-Linked

Purpose

Accumulation

Term

6 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, SEP IRA, IRA-Roth, NQ Stretch, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

05/19/2024

Lincoln Level Advantage 2 gives you the opportunity to capture growth when the market is up. And for times when the market is down — you have a level of protection to help you stay on track.

Secure Lock+
On any Valuation Date, excluding an Indexed Anniversary, between a term Start Date and term End Date, you may request to lock the Interim Value. The Interim Value as calculated at the end of that Valuation Date will be locked in and once enacted, a Secure Lock+ is irrevocable.
If you request a lock-in when the Interim Value is below your Indexed Crediting Base, Protection Levels do not apply and you assume all loss. A lock-in may only be requested once per indexed year during an Index Term and is irrevocable.
Secure Lock+ is not available for Dual Plus Indexed Accounts.

Please note, availability is subject to firm and state approval.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
6-Year S&P 500 Dual10 Plus with Cap	Dual10 Plus 6-Year	125% Cap
6-Year S&P 500 Dual15 Plus with Cap	Dual15 Plus 6-Year	95% Cap
1-Year S&P 500 Dual Performance Triggered 10% Buffer	Dual Performance Trigger (RILA) Annual	7.5% Performance triggered
1-Year Capital Group Growth ETF Dual Performance Triggered 10% Buffer	Dual Performance Trigger (RILA) Annual	9.25% Performance triggered
1-Year Capital Group Global Growth Equity ETF Dual Performance Triggered 10% Buffer	Dual Performance Trigger (RILA) Annual	8.25% Performance triggered
1-Year Nasdaq-100 PTP Cap 10% Buffer	Point to Point Annual	18% Cap
1-Year S&P 500 PTP Cap 10% Buffer	Point to Point Annual	17.5% Cap
1-Year S&P 500 PTP Cap 15% Buffer	Point to Point Annual	14.75% Cap
1-Year S&P 500 PTP Cap 20% Buffer	Point to Point Annual	13% Cap
1-Year S&P 500 PTP Cap 100% Buffer	Point to Point Annual	8% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 10% Buffer	Point to Point Annual	16.5% Cap
1-Year Capital Group Growth ETF PTP Cap 15% Buffer	Point to Point Annual	16% Cap
1-Year Capital Group Growth ETF PTP Cap 10% Buffer	Point to Point Annual	18.5% Cap
6-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer	Point to Point 6-Year	108% Participation
6-Year Capital Strength Net Fee PTP Cap 25% Buffer	Point to Point 6-Year	100% Cap
6-Year Capital Strength Net Fee PTP Cap 15% Buffer	Point to Point 6-Year	250% Cap
6-Year S&P 500 PTP Cap 25% Buffer	Point to Point 6-Year	80% Cap
6-Year S&P 500 PTP Cap 15% Buffer	Point to Point 6-Year	105% Cap
1-Year Capital Group Global Growth Equity ETF PTP Cap 15% Buffer	Point to Point Annual	14.5% Cap
3-Year Capital Strength Net Fee PTP Participation Rate 10% Buffer	Point to Point Triennial	115% Participation
3-Year S&P 500 PTP Participation Rate 10% Buffer	Point to Point Triennial	110% Participation
6-Year S&P 500 PTP Participation Rate 10% Buffer	Point to Point 6-Year	101% Participation
1-Year Capital Group Global Growth Equity ETF Performance Triggered 15% Buffer	Performance Triggered Annual	10.75% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 10% Buffer	Performance Triggered Annual	13% Performance triggered
1-Year Capital Group Growth ETF Performance Triggered 15% Buffer	Performance Triggered Annual	12% Performance triggered
1-Year Capital Group Global Growth Equity ETF Performance Triggered 10% Buffer	Performance Triggered Annual	11.5% Performance triggered
1-Year S&P 500 Performance Triggered 15% Buffer	Performance Triggered Annual	10.25% Performance triggered
1-Year S&P 500 Performance Triggered 10% Buffer	Performance Triggered Annual	11.25% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6
Penalty	5%	5%	4%	3%	2%	1%

Riders

No Riders for Lincoln Level Advantage 2 Advisory Select annuity.

Waivers

Nursing Home

A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days

Terminal Illness

A surrender charge does not apply if you are diagnosed with a terminal illness after the contract date.

RMD

RMD withdrawals are not treated as excess withdrawals when taken as systematic payments under the insurer’s program and subject to specific conditions; otherwise, amounts exceeding the permitted limit, including RMDs, may incur charges.

Premium Notes

The minimum Purchase Payment is $25,000. We do not accept additional Purchase Payments after the Contract has been issued to you.

The Purchase Payment will be allocated, according to your instructions, among one or more of the Indexed Accounts available under your Contract. The minimum amount that may be allocated into an Indexed Account is $2,000.

Withdrawal Provisions

Surrender waivers You have access to an annual free amount, which is equal to 10% of the current contract value. A surrender charge does not apply if you are admitted to an accredited nursing home for at least 90 consecutive days or if you are diagnosed with a terminal illness after the contract date.

Company Founded: 1905

Excellent Rated Company

Lincoln Financial

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