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Safe Harbor 20 (State Variation)

Safe Harbor 20 by Atlantic Coast Life is a fantastic choice for anyone approaching retirement or already in it. The annuity's flexible design gives you full control over the duration of your plan. You'll appreciate how it only includes features you want, offering a higher payout and interest rate. Best of all, each plan is tailored to your needs. Also, the annuity grows tax-deferred, so you'll only pay taxes upon withdrawal.

Earning a fixed interest rate, your principal and earnings are safe regardless of sudden market or interest rate changes. At the end of the initial period, choose to renew, withdraw, or convert your annuity. Promising features include a first-year interest bonus to boost your account, providing you with an early increase in the total interest earned on your annuity. With Safe Harbor 20, you're truly in charge of your secure financial future.

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Safe Harbor 20 (State Variation)

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Ratings:

A.M. Best B++

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About Product

Premium Type

Single Premium

Fee withdrawal:

None

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$5,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 1035 Exchange, Stretch IRA, Inherited IRA, and TSP

Launch Date

01/04/2016

MYGA Interest Rates

Term	Rate Annual percentage yield (APY) earned over the investment term
20 years	4.21%

Safe Harbor Bonus Guarantee is a single premium-deferred annuity that earns a fixed rate of interest,allowing your money to grow on a tax-deferred basis. Our annuity offers multiple guarantee periods to align with your specific needs, and guarantees the interest rate for that entire guaranteed period. Safe Harbor Bonus Guarantee gives you control over the duration of the annuity, which can be five, six, seven, ten or twenty years.

Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.

Issue Ages
0 to 50 (20 year guarantee period)

Market Value ADjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.

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Investment Amount $

Riders

Name	Inbuilt	Fee
Death Benefit Feature	No	0.25% rate reduction

Waivers

Surrender Window

At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.

Other Atlantic Coast Products

Safe Harbor (Most States)

Safe Haven (Most States)

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