Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4.15%
Fixed
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
8.8%
Cap
|
1-Year S&P 500 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
9.5%
Cap
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2.75%
Cap
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
8.25%
Cap
|
1-Year Russell 2000 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
9.7%
Cap
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
9.3%
Cap
|
1-Year MSCI EAFE PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.55%
Cap
|
1-Year S&P 500 Sector Rotator DRC2 5% ER PTP Participation Rate |
Point to Point
Annual
|
160%
Participation
|
2-Year S&P 500 Sector Rotator DRC2 5% ER PTP Participation Rate |
Point to Point
Annual
|
220%
Participation
|
1-Year Fixed Account |
Fixed
|
4.5%
Fixed
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.4%
Cap
|
1-Year S&P 500 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.15%
Cap
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2.95%
Cap
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
8.9%
Cap
|
1-Year Russell 2000 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.3%
Cap
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
9.85%
Cap
|
1-Year MSCI EAFE PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
11.2%
Cap
|
1-Year S&P 500 Sector Rotator DRC2 5% ER PTP Participation Rate |
Point to Point
Annual
|
170%
Participation
|
2-Year S&P 500 Sector Rotator DRC2 5% ER PTP Participation Rate |
Point to Point
Annual
|
230%
Participation
|
1-Year Fixed Account |
Fixed
|
4.7%
Fixed
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.85%
Cap
|
1-Year S&P 500 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.55%
Cap
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
3.15%
Cap
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
9.25%
Cap
|
1-Year Russell 2000 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.7%
Cap
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
10.2%
Cap
|
1-Year MSCI EAFE PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
11.6%
Cap
|
1-Year S&P 500 Sector Rotator DRC2 5% ER PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
2-Year S&P 500 Sector Rotator DRC2 5% ER PTP Participation Rate |
Point to Point
Annual
|
235%
Participation
|
1-Year Fixed Account |
Fixed
|
4.75%
Fixed
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10%
Cap
|
1-Year S&P 500 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.65%
Cap
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
3.2%
Cap
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
9.35%
Cap
|
1-Year Russell 2000 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.8%
Cap
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
10.3%
Cap
|
1-Year MSCI EAFE PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
11.7%
Cap
|
1-Year S&P 500 Sector Rotator DRC2 5% ER PTP Participation Rate |
Point to Point
Annual
|
180%
Participation
|
2-Year S&P 500 Sector Rotator DRC2 5% ER PTP Participation Rate |
Point to Point
Annual
|
240%
Participation
|
Year | 1 | 2 | 3 | 4 | 5 |
---|---|---|---|---|---|
Penalty | 9% | 9% | 8% | 7% | 5% |
Name | Inbuilt | Fee |
---|---|---|
Enhanced Death Benefit Rider | No | None |
5-Year Surrender Charge Rider | Yes | 0.15% annually (0.00% after 5 years) (0.18% max) |