Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Nassau MYAnnuity with 10% FW

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Nassau MYAnnuity is a single-premium, multi-year guaranteed annuity that offers your clients protection from market volatility, a choice of 5 or 7 year guarantee periods.

Penalty-Free Withdrawals
Annual free withdrawals up to 10% are available (if elected at issue) without a surrender charge or market value adjustment (MVA) applied.
The owner can set up systematic withdrawals of a specified amount, however, the withdrawal may be subject to penalties if it is above the free amount.   

Market Value Adjustment (MVA)
  • The MVA is intended to reflect the change in the interest crediting rate from the start of the guarantee period to the time of surrender or withdrawal, as well as an adjustment for the time remaining in the guarantee period 
  • The MVA can be positive or negative. There is no limit on a positive MVA. A negative MVA may not cause the amount received upon surrender to be less than 87.5% of premium accumulated at 1%, reduced for net withdrawals 
This product may be appropriate for individuals who:
  • Seek to accumulate money for retirement;
  • Have a conservative risk tolerance and want to invest an inheritance or other lump sum;
  • Want to secure a fixed annuity payment but not immediate income.
Death Benefit
  • Payable on death of any owner
  • Death benefit is equal to contract value (no surrender charges or MVA will apply) 
  • Death benefit proceeds are paid directly to named living beneficiaries and may not be subject to the probate process 

MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
5 years 5.4%
7 years 5.45%