PruSecure 7 Rate & Reviews

PruSecure 7

The Prudential PruSecure Fixed Indexed Annuity is a single premium, long-term contract designed to help you secure your financial future. In return for your premium payment, you receive certain benefits. PruSecure is designed to protect you from loss. It also gives you the opportunity to grow your account value without exposure to the unpredictable ups and downs of the stock market.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.7% Fixed
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	40% Participation
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	40% Participation
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	45% Participation
1-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Annual	8.8% Cap
1-Year Bloomberg Commodity PTP Cap	Point to Point Annual	10.05% Cap
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	45% Participation
3-Year S&P 500 PTP Cap	Point to Point Triennial	28% Cap
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	28% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Triennial	28% Cap
3-Year Bloomberg Commodity PTP Cap	Point to Point Triennial	33% Cap
5-Year S&P 500 PTP Participation Rate	Point to Point 5-Year	70% Participation
5-Year S&P 500 PTP Cap	Point to Point 5-Year	57% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	8.8% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	8.8% Cap
1-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Annual	40% Participation
1-Year Bloomberg Commodity PTP Participation Rate	Point to Point Annual	40% Participation
5-Year MSCI EAFE PTP Cap	Point to Point 5-Year	57% Cap
3-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Triennial	45% Participation
3-Year Bloomberg Commodity PTP Participation Rate	Point to Point Triennial	45% Participation
5-Year MSCI EAFE PTP Participation Rate	Point to Point 5-Year	70% Participation
1-Year Fixed Account	Fixed	4.2% Fixed
3-Year Bloomberg Commodity PTP Participation Rate	Point to Point Triennial	65% Participation
5-Year S&P 500 PTP Cap	Point to Point 5-Year	75% Cap
5-Year MSCI EAFE PTP Participation Rate	Point to Point 5-Year	80% Participation
3-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Triennial	65% Participation
1-Year Dow Jones U.S. Real Estate PTP Participation Rate	Point to Point Annual	50% Participation
1-Year Bloomberg Commodity PTP Participation Rate	Point to Point Annual	50% Participation
5-Year S&P 500 PTP Participation Rate	Point to Point 5-Year	80% Participation
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	50% Participation
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	50% Participation
1-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Annual	10.05% Cap
1-Year Bloomberg Commodity PTP Cap	Point to Point Annual	11.3% Cap
3-Year S&P 500 PTP Cap	Point to Point Triennial	32% Cap
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	32% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap	Point to Point Triennial	32% Cap
3-Year Bloomberg Commodity PTP Cap	Point to Point Triennial	37% Cap
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	65% Participation
5-Year MSCI EAFE PTP Cap	Point to Point 5-Year	75% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	10.05% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	10.05% Cap
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	65% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	9%	8%	7%	6%	5%	4%