Fixed index annuity review and rates

SurePath 10

SurePath Fixed Indexed Annuity offers clients both protection from market volatility and opportunity for growth.

The Prudential SurePath annuity is a single premium deferred fixed indexed annuity.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.25% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
10% Cap
1-Year Goldman Sachs Voyager PTP Participation Rate
Point to Point
Annual
200% Participation
3-Year Goldman Sachs Voyager PTP Participation Rate
Point to Point
Triennial
250% Participation
3-Year MSCI EAFE PTP Participation Rate
Point to Point
Triennial
50% Participation
3-Year S&P 500 PTP Participation Rate
Point to Point
Triennial
50% Participation
3-Year S&P 500 PTP Cap
Point to Point
Triennial
35% Cap
3-Year MSCI EAFE PTP Cap
Point to Point
Triennial
35% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%
Prudential Insurance Company of America (pending approval)
Founded: 1875
A.M. Best: A+
Fitch: AA-
S&P: A+
Moody's: Aa3
Carrier details
Free withdrawal
1st year: 0%
2nd+ year: 10%
Surrender schedule
10 years
Return of premium
Market value adjustment
Minimum contribution
$25,000
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, NQ Stretch, and TSP