Terms of Use
Effective Date: 10/24/2024
1. Introduction
Welcome to Annuity Educator, accessible at https://annuityeducator.com. By accessing our website, you signify your agreement to be legally bound by these Terms of Use, as they may be amended from time to time. These Terms govern your access to and use of our website and services. Annuity Educator is operated by Dreamstone Group LLC, 6960 Smoke Ranch Rd, Ste 180, Las Vegas, Nevada, 89128.
2. Services Offered
Annuity Educator provides an interactive online platform where individuals may obtain educational content related to annuity products, insurance companies, investment strategies, and, through submission of personal information, receive personalized suggestions for annuity products that may suit their financial needs. We act solely as an intermediary between you and the licensed insurance agents.
3. User Responsibilities
When interacting with our services, you agree to provide accurate, current, and complete information as prompted by any forms on the website and to maintain and update such information to keep it accurate, current, and complete. You agree not to use the website or services for any purpose that is illegal, unlawful, or prohibited by these Terms.
4. Intellectual Property
The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Annuity Educator, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. Additionally, the data and content provided through the Annuity Educator website, including information regarding annuity products and insurance companies, are sourced via an API provided by Agatha Global Tech LLC. This data is owned by Agatha Global Tech LLC and used under license by Annuity Educator. The use of this data on our website does not imply any partnership with, endorsement by, or ownership by Annuity Educator of the data provided. Users are not permitted to redistribute, reproduce, or transmit any data provided on the site, including through scraping, data mining, or any other data extraction methods, without prior written permission from Agatha Global Tech LLC or the respective copyright owners.
5. Privacy Policy
Our Privacy Policy, accessible at Annuity Educator Privacy Policy, details how we handle the information you provide to us while accessing and using our site. It forms a part of your agreement with us and is incorporated here by this reference.
6. Limitation of Liability
In no event will Annuity Educator, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, our website, any websites linked to it, any content on our website or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.
7. Amendments
We reserve the right to modify these terms at any time. Your continued use of the site after any changes constitutes your acceptance of the new terms.
8. Governing Law
These terms shall be governed and construed in accordance with the laws of the state of Nevada, without regard to its conflict of law provisions.
9. Contact Us
If you have any questions about these Terms, please contact us via email at [email protected].