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Privacy Policy

Effective Date: 10/24/2024

This Privacy Policy (“Policy”) describes the privacy practices of Annuity Educator, LLC, a Nevada limited liability company (“Company,” “we,” “us,” or “our”), with respect to the collection, use, storage, and disclosure of personal information obtained through the website https://annuityeducator.com (the "Site"). This Policy is applicable to all users (“you,” “your,” or “user”) who access or use our Site, and it governs the manner in which we handle your personal information. By accessing or using our Site, you acknowledge that you have read, understood, and agree to the terms of this Policy.

1. Information We Collect

In the course of operating the Site and providing lead generation services, we may collect personal information that you voluntarily provide, including but not limited to:

  • Full Name
  • Gender
  • Age
  • Marital Status
  • Email Address
  • Telephone Number
  • State of Residence
  • Intended Investment Amount (for annuity products)

This information may be collected through forms, questionnaires, or other communications initiated by you.

Use of Personal Information

We may use your Personal Information for the following purposes:

  • To contact you: We may communicate with you via email or telephone to provide information about annuities and related services or to respond to your inquiries.
  • To provide services: Your Personal Information allows us to present annuity options or other relevant financial services tailored to your individual needs and investment preferences.
  • Internal business purposes: We may use your Personal Information for internal business operations, such as data analysis, record keeping, auditing, and improving our service offerings.

3. Legal Basis for Processing

We process your Personal Information based on the following legal grounds:

  • Consent: By providing your Personal Information, you consent to its use for the purposes stated in this Policy.
  • Legitimate interests: We may process your Personal Information to serve our legitimate interests, such as improving our services and communication efforts, while always ensuring that your fundamental rights and freedoms are not compromised.

4. Disclosure of Personal Information

Annuity Educator does not sell, lease, or otherwise disclose your Personal Information to third parties, except in the following limited circumstances:

  • Legal obligations: We may disclose Personal Information if required to do so by law, regulation, court order, or government request.
  • Business transfers: In the event of a merger, acquisition, or sale of all or substantially all of our assets, your Personal Information may be transferred to the acquiring party.
  • With your consent: We may share your Personal Information with third parties when you have provided your explicit consent to do so.

5. Data Security

We employ commercially reasonable security measures to protect the personal information that we collect, including the use of encryption, access controls, and secure data storage procedures. However, no data transmission over the internet or electronic storage system can be guaranteed to be completely secure. While we strive to protect your information, we cannot ensure the absolute security of any information you provide through the Site.

6. Retention of Personal Information

We will retain your personal information only for as long as is necessary to fulfill the purposes for which it was collected, to satisfy legal, accounting, or reporting requirements, or as otherwise required by law. Once the information is no longer necessary for these purposes, we will take reasonable steps to destroy, de-identify, or anonymize it.

7. Your Rights Regarding Personal Information

You have certain rights regarding your Personal Information, including but not limited to:

  • Access: You may request access to the Personal Information we hold about you.
  • Correction: You may request that we correct any inaccuracies in your Personal Information.
  • Deletion: You may request the deletion of your Personal Information by contacting us at [email protected]. Upon receipt of your request, we will delete your Personal Information unless retention is required by applicable law or for legitimate business purposes.
  • Opt-out: You have the right to opt out of receiving marketing communications from us at any time by following the unsubscribe instructions in our communications or by contacting us directly.

8. Cookies and Tracking Technologies

Our Site may use cookies and similar tracking technologies to enhance your user experience. These technologies may collect information about your browsing behavior on our Site, such as IP addresses, browser types, and access times. This information is used for analytics and to improve our services. You can adjust your browser settings to block or delete cookies, but this may affect the functionality of the Site.

9. Compliance with State and Federal Laws

Annuity Educator complies with all applicable privacy laws, including, but not limited to, the California Consumer Privacy Act (CCPA) and other state privacy regulations where applicable. If you are a resident of a state with specific privacy rights, you may have additional rights under those laws. Please contact us at [email protected] for more information.

10. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Changes to this Policy will be posted on this page, and the “Effective Date” at the top will be revised accordingly. We encourage you to review this Policy periodically to stay informed of any updates. Continued use of the Site following the posting of changes will constitute your acceptance of those changes.

11. Contact Information

If you have any questions or concerns regarding this Privacy Policy, or if you wish to exercise any of your legal rights, please contact us at:

Dreamstone Group LLC
6960 Smoke Ranch Rd, Ste 180
Las Vegas, Nevada, 89128
[email protected]