Intuitions Flex

The Woman’s Life Insurance Society is a community non-profit organization founded in 1892. The company has been offering financial products for just over a dozen decades, each designed to help women, men, and children plan for their financial future. With life insurance and annuity products tailored to its clienteles' distinctive needs, Woman’s Life seeks to help all its members find financial independence.

Woman’s Life Insurance Society
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Intuitions Flex-brochure Intuitions Flex-brochure

Intuitions Flex

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Ratings:

  • A.M. Best -

About Product

Premium Type
Flexible Premium
Fee withdrawal:
10%
Market Value Adjustment
No
Return Of Premium
Yes
Minimum Contribution
$500
Maximum Contribution
$500,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, IRA Rollover, IRA Transfer, IRA-Roth, 457 plan, and TSP

Traditional Fixed Annuity Interest Rates

Surrender Years First Year Yield Term Guaranteed Yield Term Current Yield
8 3% 3% 3%
The Intuitions Flex is a good selection for you if:
  • Want to start a retirement plan by making regular contributions with a low initial premium payment with or without an initial lump sum premium payment.
  • Want an interest guarantee on each premium payment.
  • Want earnings opportunities that reflect the current interest rate environment.
Issue Age
0 - 85 (Traditional IRAs: 18-69, only rollover amounts can be accepted at issue ages 70 and above. ROTH IRAs: 18-85)

Minimum Contribution
$500 initial deposit or $25 per month Ages 0 – 24
$1,000 initial deposit or $50 per month Ages 25 - 49
$1,000 initial deposit or $100 per month Ages 50 and above
Additional Payments could be accepted as a Lump Sum or periodic payments.

Maximum Contribution
$500,000

Withdrawals
After the first certificate year, up to 10% of the accumulated value of the certificate in any one certificate year can be withdrawn without charge. This is available as a lump sum or in a systematic withdrawal mode.
This annuity does not allow any withdrawals during the first certificate year (including RMD).
Withdrawals from or surrender of annuities are subject to Federal Income Tax. In some circumstances a withdrawal may be subject to a penalty in addition to the Federal Income Tax.

Security
A wide variety of attractive retirement income options, including payments for life or a specific number of years.

Notes
From TSP, P/S, 457 Def Comp, may have to identify pre tax funds and after tax to set up an IRA account and / or NQ account.

Fraternal Benefits Available to Social & Benefit Members
Woman’s Life Member Discount Program
Life Line Screening
Accidental Death Fraternal Benefit
Local Chapter Involvement

Fraternal Benefits Available to Benefit Members
Good Health Benefits
Woman’s Leadership Development Grant
Scholarship Opportunity

Riders

No Riders for Intuitions Flex annuity.

Waivers

Nursing Home

Unavailable in states: NJ, NY, and PA

Surrender and withdrawal charges are waived for confinement to a nursing home of a member or spouse for more than 30 days duration.

Terminal Illness

Unavailable in states: NJ, and NY

Surrender and withdrawal charges are waived for terminal illness with less than 12 months life expectancy of the member or spouse.

Annuitization

After the first certificate year, surrender and withdrawal charges are waived for annuitization to a life income option.

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