Jackson National Life Insurance Company
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Market Link Pro 4

First founded in 1961, Jackson National Life Insurance Company has grown into a reputable force in the annuity and investment market. With a focus on providing various types of annuities, including variable, fixed, or indexed, the company plays a role in securing their clientele’s financial stability, particularly in retirement. Jackson National aims to help those approaching retirement better plan for their golden years by demonstrating expertise in investment management and offering personalized guidance for customers. Lately, they have diversified their product model by acquiring other insurance companies, such as the Life Insurance Company of Georgia and the SRLC America Holding Corp.
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Market Link Pro 4

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About Product

Type
Registered Index-Linked
Purpose
Lifetime Income
Term
6 Years
Surrender schedule
8%
8%
7%
6%
5%
4%
Fee withdrawal:
10%
Flexible premium
Product Life
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$1,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, Traditional IRA, IRA Rollover, 401a, IRA Transfer, TSA 403b, IRA-Roth, 1035 Exchange, Inherited IRA, NQ Stretch, Roth Conversion (Partial), and Roth Conversion (Full)
Launch Date
06/08/2026
Jackson Market Link Pro 4 is a Registered Index-Linked Annuity contract. The Contract is an SEC registered, tax deferred annuity that permits you to link your investment to an Index (or multiple Indexes) over a defined period of time.

A RILA is a long-term, tax-deferred vehicle designed for retirement. It is subject to investment risk, the value will fluctuate, and loss of principal is possible. A RILA, which is an insurance contract, allows you to choose how you want to prioritize growth opportunities while managing the amount of loss you may assume. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

Performance lock 
  • Lock in a portion or all of the interim value (positive or negative) —at any point during a 1-, 3-, or 6-year index account option term (term). A partial performance lock can only be used once per premium year. 
  • The value at the lock-in point moves to the performance lock holding account until your next premium allocation anniversary.
  • On the premium allocation anniversary, the performance lock holding account’s value can be reallocated to the identical index account option, depending on availability, or to another available index account option. If no reallocation choice is made, funds within the performance lock holding account will be moved to a new term of the original index account option. Once index account option value is removed from an index account option with a guaranteed cap crediting method, it cannot be reallocated into a new or existing guaranteed cap crediting method. 
  • Elect your lock at any time during the selected term with a manual performance lock, or for a full performance lock have it occur automatically.

Rate enhancement option
The rate enhancement option is only available at issue and cannot be terminated. This option is not available with the +Income benefit. The total charge is expressed as an annual percentage of each index option crediting base (IOCB). Please see the prospectus for details.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Nasdaq-100 Performance Boost Cap with 10% Buffer
Performance Boost
Annual
12.25% Cap
3-Year Nasdaq-100 Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
38% Cap
6-Year S&P 500 Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
66% Cap
3-Year S&P 500 Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
31% Cap
1-Year S&P 500 Performance Boost Cap with 10% Buffer
Performance Boost
Annual
9.5% Cap
6-Year Nasdaq-100 Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
75% Cap
1-Year MSCI EAFE Performance Boost Cap with 10% Buffer
Performance Boost
Annual
8.25% Cap
3-Year MSCI EAFE Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
39% Cap
6-Year MSCI EAFE Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
150% Cap
6-Year Russell 2000 Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
88% Cap
3-Year Russell 2000 Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
40% Cap
1-Year Russell 2000 Performance Boost Cap with 10% Buffer
Performance Boost
Annual
12.75% Cap
6-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
150% Cap
3-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
43% Cap
1-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer
Performance Boost
Annual
10.25% Cap
1-Year Dow Jones Industrial Average Performance Boost Cap with 10% Buffer
Performance Boost
Annual
9% Cap
3-Year Dow Jones Industrial Average Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
30% Cap
6-Year Dow Jones Industrial Average Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
84% Cap
3-Year MSCI EAFE Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Triennial
3-Year MSCI Emerging Markets Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Triennial
66% Cap
3-Year Russell 2000 Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Triennial
56% Cap
3-Year Nasdaq-100 Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Triennial
52% Cap
3-Year S&P 500 Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Triennial
41% Cap
3-Year Dow Jones Industrial Average Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Triennial
43% Cap
6-Year MSCI EAFE Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
6-Year
6-Year MSCI Emerging Markets Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
6-Year
6-Year Russell 2000 Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
6-Year
150% Cap
6-Year S&P 500 Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
6-Year
130% Cap
6-Year Nasdaq-100 Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
6-Year
125% Cap
6-Year Dow Jones Industrial Average Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
6-Year
150% Cap
1-Year Russell 2000 Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Annual
15.25% Cap
1-Year MSCI Emerging Markets Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Annual
13% Cap
1-Year MSCI EAFE Performance Boost Cap Enhanced with 10% Buffer
Performance Boost
Annual
10.25% Cap
1-Year Nasdaq-100 Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Annual
14.5% Cap
1-Year S&P 500 Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Annual
11.25% Cap
1-Year Dow Jones Industrial Average Performance Boost Enhanced Cap with 10% Buffer
Performance Boost
Annual
11% Cap
1-Year Fixed Account
Fixed
3% Fixed
6-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
130% Participation
3-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
60% Cap
3-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
44% Cap
6-Year Nasdaq-100 PTP Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
100% Participation
49% Cap
6-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
100% Participation
110% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
10.25% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
115% Participation
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
130% Participation
6-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
100% Participation
88% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
100% Participation
105% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
78% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
112% Participation
6-Year MSCI EAFE PTP Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
100% Participation
6-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
115% Participation
3-Year MSCI EAFE PTP Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
31% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
125% Participation
3-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
110% Participation
1-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
11.25% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
17.25% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
28.5% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
7.15% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
20.5% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
7.15% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
12.75% Cap
1-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
12.75% Cap
1-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
18.75% Cap
1-Year Nasdaq-100 PTP Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
6.5% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
40% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
3-Year S&P 500 PTP Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
21.5% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
100% Participation
80% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
102% Participation
6-Year S&P 500 PTP Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
100% Participation
50% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
7.1% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
22.5% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
13.75% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
23.5% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
48% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
100% Participation
54% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
102% Participation
6-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
100% Participation
120% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
78% Cap
3-Year Nasdaq-100 PTP Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
22.5% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
16% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
5.95% Cap
1-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
6.8% Cap
1-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
16.25% Cap
1-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
11% Cap
1-Year Dow Jones Industrial Average PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
12% Cap
1-Year S&P 500 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
12% Cap
1-Year Russell 2000 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
16.5% Cap
1-Year Nasdaq-100 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
13.75% Cap
1-Year MSCI EAFE PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
13.25% Cap
1-Year MSCI Emerging Markets PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
15% Cap
3-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
22.5% Cap
3-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
102% Participation
3-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
40% Cap
3-Year MSCI Emerging Markets PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
107% Participation
3-Year MSCI EAFE PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
120% Participation
3-Year Nasdaq-100 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
42% Cap
3-Year Russell 2000 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
52% Cap
3-Year S&P 500 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
41% Cap
3-Year Dow Jones Industrial Average PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
48% Cap
6-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
102% Participation
6-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
110% Participation
6-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
100% Participation
58% Cap
1-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
28% Cap
1-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
30% Cap
1-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
24.5% Cap
1-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
31% Cap
1-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
29% Cap
1-Year S&P 500 PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
24.5% Cap
3-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
92% Cap
3-Year S&P 500 PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
32% Cap
3-Year S&P 500 PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
117% Participation
3-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
36% Cap
3-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
110% Participation
3-Year S&P 500 PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
105% Participation
3-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
105% Participation
3-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
34% Cap
3-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
70% Cap
3-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
102% Participation
3-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
135% Participation
3-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
120% Participation
3-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
110% Participation
3-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
130% Participation
3-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
48% Cap
3-Year Dow Jones Industrial Average PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
112% Participation
3-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
110% Participation
3-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
122% Participation
3-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Triennial
100% Participation
38% Cap
3-Year S&P 500 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
105% Participation
3-Year Russell 2000 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
120% Cap
3-Year Nasdaq-100 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
66% Cap
3-Year MSCI EAFE PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
125% Participation
3-Year MSCI Emerging Markets PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
125% Participation
6-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
100% Participation
100% Cap
6-Year S&P 500 PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
100% Participation
84% Cap
6-Year S&P 500 PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
122% Participation
6-Year S&P 500 PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
110% Participation
6-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
105% Participation
6-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
125% Participation
6-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
115% Participation
6-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
112% Participation
6-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
135% Participation
6-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
120% Participation
6-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
105% Participation
6-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
120% Participation
6-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
100% Participation
82% Cap
6-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
135% Participation
6-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
105% Participation
6-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
6-Year
105% Participation
6-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
135% Participation
6-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
120% Participation
1-Year Dow Jones Industrial Average PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
17.75% Cap
1-Year MSCI Emerging Markets PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
20% Cap
1-Year MSCI EAFE PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
19.25% Cap
1-Year Nasdaq-100 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
17.75% Cap
1-Year Russell 2000 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
21.5% Cap
1-Year S&P 500 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
16.25% Cap
1-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
18% Cap
1-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
16.25% Cap
1-Year S&P 500 PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
13.75% Cap
1-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
15.75% Cap
1-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
17% Cap
1-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
15.5% Cap
1-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
10% Cap
1-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
9% Cap
1-Year S&P 500 PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
8.5% Cap
1-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
10.25% Cap
1-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
10.25% Cap
1-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 100% Buffer
Point to Point
Annual
100% Participation
9.75% Cap
1-Year S&P 500 Performance Triggered with 10% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year S&P 500 Performance Triggered with 100% Buffer
Performance Triggered
Annual
5.35% Performance triggered
1-Year Nasdaq-100 Performance Triggered with 100% Buffer
Performance Triggered
Annual
5.9% Performance triggered
1-Year MSCI EAFE Performance Triggered with 100% Buffer
Performance Triggered
Annual
5.9% Performance triggered
1-Year MSCI EAFE Performance Triggered with 10% Buffer
Performance Triggered
Annual
10.4% Performance triggered
1-Year Nasdaq-100 Performance Triggered with 10% Buffer
Performance Triggered
Annual
13.4% Performance triggered
1-Year Russell 2000 Performance Triggered with 100% Buffer
Performance Triggered
Annual
6.25% Performance triggered
1-Year Russell 2000 Performance Triggered with 10% Buffer
Performance Triggered
Annual
14.2% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered with 10% Buffer
Performance Triggered
Annual
12.2% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered with 100% Buffer
Performance Triggered
Annual
6.1% Performance triggered
1-Year Dow Jones Industrial Average Performance Triggered with 100% Buffer
Performance Triggered
Annual
5.85% Performance triggered
1-Year Dow Jones Industrial Average Performance Triggered with 10% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year S&P 500 Performance Triggered Enhanced with 10% Buffer
Performance Triggered
Annual
12.25% Performance triggered
1-Year S&P 500 Performance Triggered Enhanced with 100% Buffer
Performance Triggered
Annual
7.15% Performance triggered
1-Year Russell 2000 Performance Triggered Enhanced with 100% Buffer
Performance Triggered
Annual
8.45% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered Enhanced with 10% Buffer
Performance Triggered
Annual
14.6% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered Enhanced with 100% Buffer
Performance Triggered
Annual
8.4% Performance triggered
1-Year Russell 2000 Performance Triggered Enhanced with 10% Buffer
Performance Triggered
Annual
16.3% Performance triggered
1-Year MSCI EAFE Performance Triggered Enhanced with 10% Buffer
Performance Triggered
Annual
12.4% Performance triggered
1-Year MSCI EAFE Performance Triggered Enhanced with 100% Buffer
Performance Triggered
Annual
7.95% Performance triggered
1-Year Nasdaq-100 Performance Triggered Enhanced with 10% Buffer
Performance Triggered
Annual
15.4% Performance triggered
1-Year Nasdaq-100 Performance Triggered Enhanced with 100% Buffer
Performance Triggered
Annual
7.9% Performance triggered
1-Year Dow Jones Industrial Average Performance Triggered Enhanced with 10% Buffer
Performance Triggered
Annual
12.4% Performance triggered
1-Year Dow Jones Industrial Average Performance Triggered Enhanced with 100% Buffer
Performance Triggered
Annual
7.75% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6
Penalty 8% 8% 7% 6% 5% 4%

Hypothetical Projection

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Riders

Name Inbuilt Fee
+Income Rider No 1.45% annually

Waivers

Terminal Illness

State variations may apply. You will be eligible for this waiver of withdrawal charge after the first contract anniversary. If you or your joint owner is diagnosed with a terminal illness that is expected to result in death within 12 months, you may access up to 100% of the contract value free of withdrawal charges. All contract values will be reduced proportionately. This benefit may be exercised multiple times, up to the contract value. Taxes may apply.

Extended Care

Unavailable in states: CA

State variations may apply. You will be eligible for this waiver of withdrawal charge after the first contract anniversary. If you or your joint owner is confined to a nursing home or hospital for 90 consecutive days by medical necessity beginning after the contract issue date, you may access up to 100% of the contract value free of withdrawal charges. All contract values will be reduced proportionately. This benefit may be exercised multiple times, up to the contract value. Taxes may apply.

RMD

The required minimum distribution (RMD) for this contract may be taken from a qualified Jackson Market Link Pro 4 contract free of withdrawal charges, even if the amount exceeds the 10% free withdrawal provision. The RMD withdrawal value is based on the contract value. If a withdrawal taken before the end of the withdrawal charge period exceeds the greater of the RMD requirement or the free withdrawal benefit, the excess amount withdrawn will be subject to withdrawal charges

Premium Notes

Maximum Issue Age is 85.

Minimum Single Premium
is $25,000. Subsequent premiums of $500 ($50 through automatic payment plan).

Withdrawal Provisions

Free WithdrawalsEach contract year, the greater of 10% of remaining premium still subject to withdrawal charges at the beginning of the contract year or earnings. Free withdrawals not taken in a contract year are not available in future contract years. All withdrawals, including automatic withdrawals, required minimum distributions (RMDs) and free withdrawals, apply to the total amount withdrawn in a contract year and are subject to the interim value adjustment. The RMD withdrawal must be for this contract only and you must specify that the withdrawal is an RMD. Partial withdrawals during the withdrawal charge period reduce the contract value on a dollar-for-dollar basis and may be subject to applicable withdrawal charges. For more information on the interim value adjustment, please see the contract prospectus. Taxes may apply to any withdrawal you make.

Company Founded: 1961
Excellent Rated Company
Jackson National Life Insurance Company
Company Ratings
4.8
  • A.M. Best A
  • Fitch A
  • S&P A
  • Moody's A3
  • Comdex 76
Assets: $61,127,932,391
Michigan

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