Market Link Pro Advisory 4
Market Link Pro Advisory 4
About Product
A RILA is a long-term, tax-deferred vehicle designed for retirement. It is subject to investment risk, the value will fluctuate, and loss of principal is possible. A RILA, which is an insurance contract, allows you to choose how you want to prioritize growth opportunities while managing the amount of loss you may assume. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.
Performance lock
- Lock in a portion or all of the interim value (positive or negative) —at any point during a 1-, 3-, or 6-year index account option term (term). A partial performance lock can only be used once per premium year.
- The value at the lock-in point moves to the performance lock holding account until your next premium allocation anniversary.
- On the premium allocation anniversary, the performance lock holding account’s value can be reallocated to the identical index account option, depending on availability, or to another available index account option. If no reallocation choice is made, funds within the performance lock holding account will be moved to a new term of the original index account option. Once index account option value is removed from an index account option with a guaranteed cap crediting method, it cannot be reallocated into a new or existing guaranteed cap crediting method.
- Elect your lock at any time during the selected term with a manual performance lock, or for a full performance lock have it occur automatically.
Rate enhancement option
The rate enhancement option is only available at issue and cannot be terminated. This option is not available with the +Income benefit. The total charge is expressed as an annual percentage of each index option crediting base (IOCB). Please see the prospectus for details.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Russell 2000 Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
14.25%
Cap
|
| 6-Year MSCI EAFE Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
|
| 3-Year MSCI EAFE Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
62%
Cap
|
| 6-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
|
| 3-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
60%
Cap
|
| 1-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
11.75%
Cap
|
| 1-Year MSCI EAFE Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
9.5%
Cap
|
| 3-Year Russell 2000 Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
50%
Cap
|
| 6-Year Russell 2000 Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
175%
Cap
|
| 3-Year Nasdaq-100 Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
46%
Cap
|
| 1-Year Nasdaq-100 Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
13.5%
Cap
|
| 1-Year S&P 500 Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
10.5%
Cap
|
| 3-Year S&P 500 Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
40%
Cap
|
| 6-Year S&P 500 Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
92%
Cap
|
| 6-Year Nasdaq-100 Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
105%
Cap
|
| 6-Year Dow Jones Industrial Average Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
200%
Cap
|
| 3-Year Dow Jones Industrial Average Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
38%
Cap
|
| 1-Year Dow Jones Industrial Average Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
10.25%
Cap
|
| 1-Year Dow Jones Industrial Average Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Annual
|
12.25%
Cap
|
| 1-Year S&P 500 Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Annual
|
12.5%
Cap
|
| 1-Year Nasdaq-100 Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Annual
|
15.75%
Cap
|
| 1-Year MSCI EAFE Performance Boost Cap Enhanced with 10% Buffer |
Performance Boost
Annual
|
11.5%
Cap
|
| 1-Year MSCI Emerging Markets Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Annual
|
14.25%
Cap
|
| 1-Year Russell 2000 Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Annual
|
16.75%
Cap
|
| 6-Year Dow Jones Industrial Average Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
6-Year
|
|
| 6-Year Nasdaq-100 Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
6-Year
|
|
| 6-Year S&P 500 Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
6-Year
|
|
| 6-Year Russell 2000 Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
6-Year
|
|
| 6-Year MSCI Emerging Markets Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
6-Year
|
|
| 6-Year MSCI EAFE Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
6-Year
|
|
| 3-Year Dow Jones Industrial Average Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Triennial
|
68%
Cap
|
| 3-Year S&P 500 Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Triennial
|
60%
Cap
|
| 3-Year Nasdaq-100 Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Triennial
|
64%
Cap
|
| 3-Year Russell 2000 Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Triennial
|
75%
Cap
|
| 3-Year MSCI Emerging Markets Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Triennial
|
|
| 3-Year MSCI EAFE Performance Boost Enhanced Cap with 10% Buffer |
Performance Boost
Triennial
|
|
| 1-Year Fixed Account |
Fixed
|
3%
Fixed
|
| 3-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
100%
Participation
70%
Cap
|
| 6-Year Russell 2000 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
100%
Participation
80%
Cap
|
| 6-Year S&P 500 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
100%
Participation
60%
Cap
|
| 6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
115%
Participation
|
| 6-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
107%
Participation
|
| 3-Year S&P 500 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
30%
Cap
|
| 3-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
112%
Participation
|
| 6-Year MSCI EAFE PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
115%
Participation
|
| 1-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
27.5%
Cap
|
| 1-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
16.5%
Cap
|
| 3-Year Russell 2000 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
31%
Cap
|
| 3-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
105%
Participation
|
| 1-Year Russell 2000 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
9%
Cap
|
| 6-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
117%
Participation
|
| 6-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
110%
Participation
|
| 3-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
102%
Participation
|
| 1-Year Nasdaq-100 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
8%
Cap
|
| 1-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
22%
Cap
|
| 1-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
14.75%
Cap
|
| 1-Year S&P 500 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
7.45%
Cap
|
| 1-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
20%
Cap
|
| 3-Year MSCI EAFE PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
72%
Cap
|
| 6-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
100%
Participation
|
| 6-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
145%
Participation
|
| 6-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
130%
Participation
|
| 3-Year Nasdaq-100 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
29%
Cap
|
| 6-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
100%
Participation
130%
Cap
|
| 6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
130%
Participation
|
| 6-Year Nasdaq-100 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
100%
Participation
68%
Cap
|
| 3-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
100%
Participation
60%
Cap
|
| 3-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
100%
Participation
98%
Cap
|
| 1-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
12.5%
Cap
|
| 3-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
140%
Participation
|
| 3-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
125%
Participation
|
| 1-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
25.5%
Cap
|
| 6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
145%
Participation
|
| 6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
112%
Participation
|
| 3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
110%
Participation
|
| 3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
125%
Participation
|
| 3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
42%
Cap
|
| 1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
27%
Cap
|
| 1-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
14%
Cap
|
| 1-Year MSCI EAFE PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
9.25%
Cap
|
| 1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
15.75%
Cap
|
| 1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
9%
Cap
|
| 6-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
100%
Participation
130%
Cap
|
| 6-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
130%
Participation
|
| 6-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
117%
Participation
|
| 3-Year Dow Jones Industrial Average PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
110%
Participation
|
| 3-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
105%
Participation
|
| 3-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
115%
Participation
|
| 3-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
32%
Cap
|
| 1-Year Dow Jones Industrial Average PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
15.25%
Cap
|
| 1-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
13.75%
Cap
|
| 1-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
22%
Cap
|
| 1-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
8.75%
Cap
|
| 3-Year S&P 500 PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
100%
Participation
|
| 3-Year Russell 2000 PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
100%
Participation
80%
Cap
|
| 3-Year Nasdaq-100 PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
100%
Participation
58%
Cap
|
| 3-Year MSCI EAFE PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
135%
Participation
|
| 3-Year MSCI Emerging Markets PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
120%
Participation
|
| 1-Year MSCI Emerging Markets PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
19.5%
Cap
|
| 1-Year MSCI EAFE PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
17.5%
Cap
|
| 1-Year Nasdaq-100 PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
16%
Cap
|
| 1-Year Russell 2000 PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
19.75%
Cap
|
| 1-Year S&P 500 PTP Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
14.25%
Cap
|
| 1-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
12.25%
Cap
|
| 1-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
12.5%
Cap
|
| 1-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
13%
Cap
|
| 1-Year S&P 500 PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
10.25%
Cap
|
| 1-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
10.75%
Cap
|
| 1-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
12.25%
Cap
|
| 1-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
20.5%
Cap
|
| 1-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
21.5%
Cap
|
| 1-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
21%
Cap
|
| 1-Year S&P 500 PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
17%
Cap
|
| 1-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
19%
Cap
|
| 1-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
22%
Cap
|
| 1-Year S&P 500 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
20%
Cap
|
| 1-Year Russell 2000 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
26.5%
Cap
|
| 1-Year Nasdaq-100 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
20.5%
Cap
|
| 1-Year MSCI EAFE PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
33%
Cap
|
| 1-Year MSCI Emerging Markets PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
26.5%
Cap
|
| 1-Year Dow Jones Industrial Average PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
25%
Cap
|
| 6-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
135%
Participation
|
| 6-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
150%
Participation
|
| 6-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
120%
Participation
|
| 6-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
120%
Participation
|
| 6-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
150%
Participation
|
| 6-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
100%
Participation
128%
Cap
|
| 6-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
135%
Participation
|
| 6-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
117%
Participation
|
| 6-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
135%
Participation
|
| 6-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
150%
Participation
|
| 6-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
120%
Participation
|
| 6-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
130%
Participation
|
| 6-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
140%
Participation
|
| 6-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
120%
Participation
|
| 6-Year S&P 500 PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
125%
Participation
|
| 6-Year S&P 500 PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
135%
Participation
|
| 6-Year S&P 500 PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
100%
Participation
225%
Cap
|
| 6-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
105%
Participation
|
| 3-Year MSCI Emerging Markets PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
140%
Participation
|
| 3-Year MSCI EAFE PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
140%
Participation
|
| 3-Year Nasdaq-100 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
100%
Participation
|
| 3-Year Russell 2000 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
110%
Participation
|
| 3-Year S&P 500 PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
117%
Participation
|
| 3-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
102%
Participation
|
| 3-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
135%
Participation
|
| 3-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
125%
Participation
|
| 3-Year Dow Jones Industrial Average PTP Enhanced Guaranteed Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
130%
Participation
|
| 3-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
85%
Cap
|
| 3-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
145%
Participation
|
| 3-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
140%
Participation
|
| 3-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
135%
Participation
|
| 3-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
150%
Participation
|
| 3-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
112%
Participation
|
| 3-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
102%
Participation
|
| 3-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
43%
Cap
|
| 3-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
120%
Participation
|
| 3-Year S&P 500 PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
120%
Participation
|
| 3-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
122%
Participation
|
| 3-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
47%
Cap
|
| 3-Year S&P 500 PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
130%
Participation
|
| 3-Year S&P 500 PTP Enhanced Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
52%
Cap
|
| 3-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
107%
Participation
|
| 1-Year S&P 500 PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
102%
Participation
|
| 1-Year Dow Jones Industrial Average PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
107%
Participation
|
| 1-Year Russell 2000 PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
44%
Cap
|
| 1-Year Nasdaq-100 PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
30%
Cap
|
| 1-Year MSCI EAFE PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
108%
Participation
|
| 1-Year MSCI Emerging Markets PTP Enhanced Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
41%
Cap
|
| 1-Year S&P 500 Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
11.7%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
6.45%
Performance triggered
|
| 1-Year Russell 2000 Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
7.6%
Performance triggered
|
| 1-Year MSCI Emerging Markets Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
13.4%
Performance triggered
|
| 1-Year MSCI Emerging Markets Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
7.35%
Performance triggered
|
| 1-Year Russell 2000 Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
15.5%
Performance triggered
|
| 1-Year MSCI EAFE Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
11.6%
Performance triggered
|
| 1-Year MSCI EAFE Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
7.15%
Performance triggered
|
| 1-Year Nasdaq-100 Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
14.6%
Performance triggered
|
| 1-Year Nasdaq-100 Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
7.1%
Performance triggered
|
| 1-Year Dow Jones Industrial Average Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
10.5%
Performance triggered
|
| 1-Year Dow Jones Industrial Average Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
7.05%
Performance triggered
|
| 1-Year Dow Jones Industrial Average Performance Triggered Enhanced with 100% Buffer |
Performance Triggered
Annual
|
9%
Performance triggered
|
| 1-Year Dow Jones Industrial Average Performance Triggered Enhanced with 10% Buffer |
Performance Triggered
Annual
|
13.6%
Performance triggered
|
| 1-Year Nasdaq-100 Performance Triggered Enhanced with 100% Buffer |
Performance Triggered
Annual
|
9.15%
Performance triggered
|
| 1-Year Nasdaq-100 Performance Triggered Enhanced with 10% Buffer |
Performance Triggered
Annual
|
16.6%
Performance triggered
|
| 1-Year MSCI EAFE Performance Triggered Enhanced with 100% Buffer |
Performance Triggered
Annual
|
9.15%
Performance triggered
|
| 1-Year MSCI EAFE Performance Triggered Enhanced with 10% Buffer |
Performance Triggered
Annual
|
13.6%
Performance triggered
|
| 1-Year Russell 2000 Performance Triggered Enhanced with 10% Buffer |
Performance Triggered
Annual
|
17.6%
Performance triggered
|
| 1-Year MSCI Emerging Markets Performance Triggered Enhanced with 100% Buffer |
Performance Triggered
Annual
|
9.6%
Performance triggered
|
| 1-Year MSCI Emerging Markets Performance Triggered Enhanced with 10% Buffer |
Performance Triggered
Annual
|
15.6%
Performance triggered
|
| 1-Year Russell 2000 Performance Triggered Enhanced with 100% Buffer |
Performance Triggered
Annual
|
9.75%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered Enhanced with 100% Buffer |
Performance Triggered
Annual
|
8.3%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered Enhanced with 10% Buffer |
Performance Triggered
Annual
|
13.5%
Performance triggered
|
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| +Income Rider | No | 1.45% annually |
Waivers
RMD
The required minimum distribution (RMD) for this contract may be taken from a qualified Jackson Market Link Pro Advisory 4 contract free of MVA, even if the amount exceeds the 10% free withdrawal provision. The RMD withdrawal value is based on the contract value. If a withdrawal taken before the sixth contract anniversary exceeds the greater of the RMD requirement or the free withdrawal benefit, the excess amount withdrawn will be subject to MVA.
Premium Notes
Minimum Single Premium is $25,000. Subsequent premiums of $500 ($50 through automatic payment plan).
Withdrawal Provisions
Free WithdrawalsEach contract year, the greater of 10% of premium still subject to MVA determined at the beginning of the contract year or earnings. Free withdrawals not taken in a contract year are not available in future contract years. All withdrawals, including automatic withdrawals, required minimum distributions (RMDs), and free withdrawals, apply to the total amount withdrawn in a contract year and are subject to an interim value adjustment. The RMD withdrawal must be for this contract only and you must specify that the withdrawal is an RMD. Partial withdrawals during the MVA period reduce the contract value on a dollar-for-dollar basis and may be subject to applicable MVA. For more information on the interim value adjustment, please see the contract prospectus. Taxes may apply to any withdrawal you make
- A.M. Best A
- Fitch A
- S&P A
- Moody's A3
- Comdex 76