Athene Accumulator 10
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
Highlights
Athene Accumulator can help you reach your retirement savings goals.
- Guarantees. Receive a guaranteed Accumulated Value at the end of your Withdrawal Charge period with our Minimum Interest Credit feature.
- Growth potential. Pursue additional growth with Interest Credits that are based in part on the performance of an external market index.
- Protection from downside market risk. Your money is not directly exposed to the risks of the stock market or individual stocks.
- Tax Deferral. Annuities provide the advantage of tax-deferred interest accumulation. You don’t pay taxes on any growth until you withdraw money.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
10 Years |
|
Surrender schedule
|
9%9%8%7%6%5%4%3%2%1% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$10,000 |
|
Types of funds
|
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, and Inherited IRA |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
4.85%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.25%
Cap
|
| 1-Year S&P 500 DRC 5% TR PTP Participation Rate |
Point to Point
Annual
|
102%
Participation
|
| 1-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Annual
|
190%
Participation
|
| 1-Year Nasdaq FC PTP Participation Rate |
Point to Point
Annual
|
130%
Participation
|
| 1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate |
Point to Point
Annual
|
225%
Participation
|
| 2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate |
Point to Point
Biennial
|
310%
Participation
|
| 2-Year Nasdaq FC PTP Participation Rate |
Point to Point
Biennial
|
200%
Participation
|
| 2-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Biennial
|
255%
Participation
|
| 1-Year Fixed Account |
Fixed
|
5.1%
Fixed
|
| 1-Year S&P 500 DRC 5% TR PTP Participation Rate |
Point to Point
Annual
|
107%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
11%
Cap
|
| 2-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Biennial
|
270%
Participation
|
| 2-Year Nasdaq FC PTP Participation Rate |
Point to Point
Biennial
|
215%
Participation
|
| 2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate |
Point to Point
Biennial
|
330%
Participation
|
| 1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate |
Point to Point
Annual
|
235%
Participation
|
| 1-Year Nasdaq FC PTP Participation Rate |
Point to Point
Annual
|
140%
Participation
|
| 1-Year AI Powered US Equity PTP Participation Rate |
Point to Point
Annual
|
200%
Participation
|
| 1-Year Fixed Account (CA Only) |
Fixed
|
3%
Fixed
|
| 2-Year AI Powered Global Opportunities PTP Participation Rate |
Point to Point
Biennial
|
220%
Participation
|
| 1-Year UBS Innovative Balanced PTP Participation Rate |
Point to Point
Annual
|
165%
Participation
|
| 2-Year UBS Innovative Balanced PTP Participation Rate |
Point to Point
Biennial
|
220%
Participation
|
| 1-Year S&P 500 FC PTP Participation Rate |
Point to Point
Annual
|
104%
Participation
|
| 2-Year S&P 500 FC PTP Participation Rate |
Point to Point
Biennial
|
145%
Participation
|
| 1-Year AI Powered Global Opportunities PTP Participation Rate |
Point to Point
Annual
|
165%
Participation
|
| 1-Year Fixed Account (CA Only) |
Fixed
|
3%
Fixed
|
| 2-Year AI Powered Global Opportunities PTP Participation Rate |
Point to Point
Biennial
|
235%
Participation
|
| 1-Year UBS Innovative Balanced PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
| 2-Year UBS Innovative Balanced PTP Participation Rate |
Point to Point
Biennial
|
235%
Participation
|
| 1-Year S&P 500 FC PTP Participation Rate |
Point to Point
Annual
|
112%
Participation
|
| 2-Year S&P 500 FC PTP Participation Rate |
Point to Point
Biennial
|
155%
Participation
|
| 1-Year AI Powered Global Opportunities PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Accumulator Death Benefit Rider | No | 0.95% annually (0.00% after 10 years) |