Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Athene Protector 7

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

With an Athene Protector fixed indexed annuity, you can save confidently for retirement. And you’ll rest easy knowing your money is there if you need it — whatever life sends your way. Consider these features:
  • Return of premium guarantee
  • Minimum Interest Credit guarantee
  • Up to 10% penalty-free withdrawals
  • Confinement and terminal illness waivers
  • Growth potential based in part on the performance of an external market index
  • Protection from downside market risk
  • Tax-deferred interest accumulation
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.8% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.25% Cap
1-Year S&P 500 DRC 5% TR PTP Participation Rate
Point to Point
Annual
102% Participation
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
185% Participation
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
125% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate
Point to Point
Annual
220% Participation
1-Year Fixed Account (CA Only)
Fixed
4.8% Fixed
1-Year S&P 500 FC PTP Participation Rate
Point to Point
Annual
102% Participation
1-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Annual
160% Participation
1-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Annual
160% Participation

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 8% 8% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
Athene Protector Return of Premium Rider 7 year Yes 0.40% annually (0.00% after 7 years)