Safe Harbor 20 (Most states)
If you're nearing retirement, Safe Harbor Bonus Guarantee Annuity offers a reassuring, flexible way to plan for your golden years. This single premium-deferred annuity provides a fixed rate of interest, allowing your money to grow on a tax-deferred basis. With multiple guarantee periods to align with your needs, it offers a personalized, secure way to save.
What’s great about Safe Harbor is that you have control over the annuity’s duration, from three to twenty years. You can customize your plan and pay only for the features you need. This ensures a higher interest rate and greater payout. The annuity also guarantees your principal and interest, meaning your investment is protected regardless of market fluctuations. Plus, at the end of your guarantee period, there are various withdrawal, renewal, and income options available. All these make Safe Harbor a standout choice for retirement planning.
Safe Harbor 20 (Most states)
About Product
MYGA Interest Rates
| Term |
Rate
Annual percentage yield (APY)
earned over the investment term |
|---|---|
| 20 years | 3.85% |
Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.
Issue Ages
0 to 75 (20 year guarantee period)
Market Value ADjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Death Benefit Feature | No | 0.25% rate reduction |
Waivers
Surrender Window
At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.
- A.M. Best B++
