Atlantic Coast Life Insurance Company
4
based on complex data
Annuity Educator Rating
Annuity review

Safe Harbor (FL Only) ages 0-59

If planning for a flexible and assured retirement is your goal, then Safe Harbor Bonus Guarantee annuity is for you. Crafted for retirees and those on the way to retirement, this annuity offers you total control, allowing you to select your annuity duration. You only pay for the features you need, leading to higher interest rates and bigger payouts. Plus, it comes with an interest bonus for early years, increasing your total annuity earnings.

You can also enjoy tax-deferred growth, which means your earnings are not taxed until withdrawal. This annuity comes with the benefit of guaranteed income via its annuitization feature, providing a solid and guaranteed income for up to 20 years. Furthermore, it bypasses probate by directly paying the death benefit to your designated beneficiary, reducing delays and cost. With a solid reputation and a friendly, reliable service round up, Safe Harbor Bonus Guarantee Annuity is a secure and practical choice for your retirement plan.

Safe Harbor (FL Only) ages 0-59-brochure Safe Harbor (FL Only) ages 0-59-brochure

Safe Harbor (FL Only) ages 0-59

Your Email

Compare this annuity with 400+ others from 100+ companies

$

No agent will call you

About Product

Premium Type
Single Premium
Fee withdrawal:
None
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$5,000
Maximum Contribution
$1,000,000
Max Age Qualified
59
Types Of Funds
Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 1035 Exchange, Stretch IRA, Inherited IRA, and TSP
Launch Date
01/04/2016

MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
3 years 4.16%
5 years 4.4%
6 years 4.4%
7 years 4.41%
10 years 4.24%
Safe Harbor Bonus Guarantee is a single premium-deferred annuity that earns a fixed rate of interest,allowing your money to grow on a tax-deferred basis. Our annuity offers multiple guarantee periods to align with your specific needs, and guarantees the interest rate for that entire guaranteed period. Safe Harbor Bonus Guarantee gives you control over the duration of the annuity, which can be five, six, seven, ten or twenty years.

Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.

Issue Ages
0 to 90 (5, 6, 7 and 10 year guarantee period)

Market Value Adjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period. 

Year by Year Account Balance

Understand how your money will increase when invested in Safe Harbor (FL Only) ages 0-59.
See if this annuity ranks in your top 3 for Ohio
$
!

Riders

Name Inbuilt Fee
Death Benefit Feature (FL) Yes 0.25% rate reduction

Waivers

Surrender Window

At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.

Company Founded: 1925
Good Rated Company
Atlantic Coast Life Insurance Company
Company Ratings
4.2
  • A.M. Best B++
Assets: $1,025,343,989
South Carolina

You might also be interested in

James Alden Experienced Annuity Educator
25 years experience
3,712 career consultations
4 slots free for today
scheduling.
Your Name
Your Phone
Thank you for your trust! I have received your contact information. Please wait for a call within 30 minutes. 😌