Safe Harbor (FL Only) ages 0-59
If planning for a flexible and assured retirement is your goal, then Safe Harbor Bonus Guarantee annuity is for you. Crafted for retirees and those on the way to retirement, this annuity offers you total control, allowing you to select your annuity duration. You only pay for the features you need, leading to higher interest rates and bigger payouts. Plus, it comes with an interest bonus for early years, increasing your total annuity earnings.
You can also enjoy tax-deferred growth, which means your earnings are not taxed until withdrawal. This annuity comes with the benefit of guaranteed income via its annuitization feature, providing a solid and guaranteed income for up to 20 years. Furthermore, it bypasses probate by directly paying the death benefit to your designated beneficiary, reducing delays and cost. With a solid reputation and a friendly, reliable service round up, Safe Harbor Bonus Guarantee Annuity is a secure and practical choice for your retirement plan.
Safe Harbor (FL Only) ages 0-59
Ratings:
- A.M. Best B++
About Product
MYGA Interest Rates
| Term |
Rate
Annual percentage yield (APY)
earned over the investment term |
|---|---|
| 3 years | 4.53% |
| 5 years | 4.73% |
| 6 years | 4.72% |
| 7 years | 4.72% |
| 10 years | 4.55% |
Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.
Issue Ages
0 to 90 (5, 6, 7 and 10 year guarantee period)
Market Value Adjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Death Benefit Feature (FL) | Yes | 0.25% rate reduction |
Waivers
Surrender Window
At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.
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