Ratings:

A.M. Best B++

James Alden

Experienced Financial Advisor

25 years

experience

3,712

career consultations

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Safe Haven 20 (NV Only) ages 0-59

The Atlantic Coast Life Insurance Company is nearing a century of experience in the field of retirement planning, being founded in 1925. The company has been known to serve funeral homes and families by providing end of life funding and solutions. With a focus on speed of claim payments, Atlantic Coast strives to be a ‘beacon of integrity’ when it comes to dealing with clients and agents alike. Of late, it has been committed to developing its preneed and annuity distribution systems, while always protecting stakeholder interests. Being acquired by Advantage Capital in 2015 helped this process, leading to a nationwide expansion and launching of its annuity sales division.

15 customer reviews

Safe Haven 20 (NV Only) ages 0-59

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Ratings:

A.M. Best B++

About Product

Premium Type

Single Premium

Fee withdrawal:

None

Market Value Adjustment

Yes

Return Of Premium

No x

Minimum Contribution

$5,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 1035 Exchange, Stretch IRA, Inherited IRA, and TSP

Launch Date

07/01/2019

MYGA Interest Rates

Term	Rate Annual percentage yield (APY) earned over the investment term
20 years	4.25%

Atlantic Coast Life Insurance Company's Safe Haven Bonus Guarantee annuity was designed for those who are retired or nearing retirement. Planning for retirement is not always easy and sometimes the control is not yours. Safe Haven Bonus Guarantee offers you a flexible and guaranteed way to have the security and peace of mind you need to enjoy retirement.

Safe Haven Bonus Guarantee gives you control over the duration of the annuity, which can be five, six, seven, ten or twenty years.

Preferred 10% Free Withdrawal - 0.15% interest reduction
Death Benefit Feature - 0.25% interest reduction
Accumulated Interest Withdrawal - 0.05% interest reduction

Issue Ages
0 to 75 (20 year guarantee period)

Market Value Adjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.

Cash Surrender Values
A surrender charge is taken on partial withdrawals or full surrenders during any surrender charge period. The surrender charge is the partial withdrawal amount or the contract value (for full surrenders) multiplied by the market value adjustment, multiplied by the surrender charge percentages shown below. Surrender charge calculations may be affected by the addition of riders.
Surrender charges during renewal periods: 5% all years
During the last 30 days before the end of any guarantee period, the contract can be surrendered with no market value adjustment or surrender charges.

Riders

Name	Inbuilt	Fee
Preferred 10% Free Withdrawal	No	0.15% rate reduction
Accumulated Interest Withdrawal	No	0.05% rate reduction
Death Benefit Feature	No	0.25% rate reduction

Waivers

Surrender Window

At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.