SecureKey 10
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Learn how an annuity can provide guaranteed income for life.
Highlights
Brighthouse SecureKey Fixed Indexed Annuity offers 100% protection for your purchase payment against market downturns. This product features ReadyPay, an optional Guaranteed Lifetime Withdrawal Benefit (GLWB) rider, which provides a reliable stream of guaranteed lifetime income. A SecureKey annuity is designed to provide safety from market loss, growth opportunities, and guaranteed lifetime income.
Please note
Please note
- Participation Rate with Spread Strategies not available to Raymond James;
Available in states:
AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
10 Years |
|
Surrender schedule
|
9%8%7%6%5%4%3%2%1%1% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, IRA, and IRA-Roth |
Brochure
|
Open brochure |
Find out if the SecureKey 10 is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
4%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.75%
Cap
|
| 1-Year MSCI EAFE PTP Participation Rate |
Point to Point
Annual
|
45%
Participation
|
| 1-Year MSCI EAFE PTP Participation Rate with Spread |
Point to Point
Annual
|
55%
Participation
2%
Spread
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
11.25%
Cap
|
| 1-Year Russell 2000 PTP Participation Rate with Spread |
Point to Point
Annual
|
55%
Participation
2%
Spread
|
| 1-Year S&P 500 LV DPR 5% PTP Cap |
Point to Point
Annual
|
13.75%
Cap
|
| 1-Year Russell 2000 PTP Participation Rate |
Point to Point
Annual
|
45%
Participation
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
11.25%
Cap
|
| 1-Year S&P 500 LV DPR 5% PTP Participation Rate |
Point to Point
Annual
|
95%
Participation
|
| 1-Year S&P 500 PTP Participation Rate with Spread |
Point to Point
Annual
|
60%
Participation
2%
Spread
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
| 1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread |
Point to Point
Annual
|
115%
Participation
2%
Spread
|
| 1-Year Russell 2000 Performance Triggered |
Performance Triggered
Annual
|
8%
Performance triggered
|
| 1-Year S&P 500 LV DPR 5% Performance Triggered |
Performance Triggered
Annual
|
5.75%
Performance triggered
|
| 1-Year MSCI EAFE Performance Triggered |
Performance Triggered
Annual
|
8%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
7.75%
Performance triggered
|
| 1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread |
Point to Point
Annual
|
120%
Participation
2%
Spread
|
| 1-Year S&P 500 LV DPR 5% PTP Cap |
Point to Point
Annual
|
14%
Cap
|
| 1-Year S&P 500 LV DPR 5% PTP Participation Rate |
Point to Point
Annual
|
100%
Participation
|
| 1-Year MSCI EAFE PTP Participation Rate with Spread |
Point to Point
Annual
|
60%
Participation
2%
Spread
|
| 1-Year MSCI EAFE PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
11.5%
Cap
|
| 1-Year Russell 2000 PTP Participation Rate with Spread |
Point to Point
Annual
|
60%
Participation
2%
Spread
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
11.5%
Cap
|
| 1-Year S&P 500 PTP Participation Rate with Spread |
Point to Point
Annual
|
65%
Participation
2%
Spread
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
55%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
11%
Cap
|
| 1-Year Russell 2000 PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
| 1-Year MSCI EAFE Performance Triggered |
Performance Triggered
Annual
|
8.25%
Performance triggered
|
| 1-Year Russell 2000 Performance Triggered |
Performance Triggered
Annual
|
8.25%
Performance triggered
|
| 1-Year S&P 500 LV DPR 5% Performance Triggered |
Performance Triggered
Annual
|
6%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
8%
Performance triggered
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% | 1% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| ReadyPay Rider | No | 1.00% annually |
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