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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

SecureKey 10

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Learn how an annuity can provide guaranteed income for life.

Highlights

Brighthouse SecureKey Fixed Indexed Annuity offers 100% protection for your purchase payment against market downturns. This product features ReadyPay, an optional Guaranteed Lifetime Withdrawal Benefit (GLWB) rider, which provides a reliable stream of guaranteed lifetime income. A SecureKey annuity is designed to provide safety from market loss, growth opportunities, and guaranteed lifetime income.

Please note
  • Participation Rate with Spread Strategies not available to Raymond James;
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Term
10 Years
Surrender schedule
9%8%7%6%5%4%3%2%1%1%
Free withdrawal
10%
Market value adjustment
Return of premium
Minimum contribution
$25,000
Types of funds
Non-Qualified, IRA, and IRA-Roth
Brochure
Open brochure

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.75% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year MSCI EAFE PTP Participation Rate with Spread
Point to Point
Annual
55% Participation
2% Spread
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
11.25% Cap
1-Year Russell 2000 PTP Participation Rate with Spread
Point to Point
Annual
55% Participation
2% Spread
1-Year S&P 500 LV DPR 5% PTP Cap
Point to Point
Annual
13.75% Cap
1-Year Russell 2000 PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year Russell 2000 PTP Cap
Point to Point
Annual
11.25% Cap
1-Year S&P 500 LV DPR 5% PTP Participation Rate
Point to Point
Annual
95% Participation
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
60% Participation
2% Spread
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread
Point to Point
Annual
115% Participation
2% Spread
1-Year Russell 2000 Performance Triggered
Performance Triggered
Annual
8% Performance triggered
1-Year S&P 500 LV DPR 5% Performance Triggered
Performance Triggered
Annual
5.75% Performance triggered
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
8% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
7.75% Performance triggered
1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread
Point to Point
Annual
120% Participation
2% Spread
1-Year S&P 500 LV DPR 5% PTP Cap
Point to Point
Annual
14% Cap
1-Year S&P 500 LV DPR 5% PTP Participation Rate
Point to Point
Annual
100% Participation
1-Year MSCI EAFE PTP Participation Rate with Spread
Point to Point
Annual
60% Participation
2% Spread
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
11.5% Cap
1-Year Russell 2000 PTP Participation Rate with Spread
Point to Point
Annual
60% Participation
2% Spread
1-Year Russell 2000 PTP Cap
Point to Point
Annual
11.5% Cap
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
65% Participation
2% Spread
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
11% Cap
1-Year Russell 2000 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
8.25% Performance triggered
1-Year Russell 2000 Performance Triggered
Performance Triggered
Annual
8.25% Performance triggered
1-Year S&P 500 LV DPR 5% Performance Triggered
Performance Triggered
Annual
6% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
8% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 8% 7% 6% 5% 4% 3% 2% 1% 1%

Riders

Name Inbuilt Fee
ReadyPay Rider No 1.00% annually

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