Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

SecureKey 7

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Brighthouse SecureKey Fixed Indexed Annuity offers 100% protection for your purchase payment against market downturns. This product features ReadyPay, an optional Guaranteed Lifetime Withdrawal Benefit (GLWB) rider, which provides a reliable stream of guaranteed lifetime income. A SecureKey annuity is designed to provide safety from market loss, growth opportunities, and guaranteed lifetime income.

Please note
  • Participation Rate with Spread Strategies not available to Wells Fargo, Merrill Lynch, and Raymond James;
  • Participation Rate Strategies not available to Wells Fargo and Merrill Lynch;
  • S&P 500 LV DPR 5% index is not available to Merrill Lynch.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.75% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year MSCI EAFE PTP Participation Rate with Spread
Point to Point
Annual
55% Participation
2% Spread
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
11.25% Cap
1-Year Russell 2000 PTP Participation Rate with Spread
Point to Point
Annual
55% Participation
2% Spread
1-Year S&P 500 LV DPR 5% PTP Cap
Point to Point
Annual
13.75% Cap
1-Year Russell 2000 PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year Russell 2000 PTP Cap
Point to Point
Annual
11.25% Cap
1-Year S&P 500 LV DPR 5% PTP Participation Rate
Point to Point
Annual
95% Participation
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
60% Participation
2% Spread
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread
Point to Point
Annual
115% Participation
2% Spread
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
8% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
7.75% Performance triggered
1-Year S&P 500 LV DPR 5% Performance Triggered
Performance Triggered
Annual
5.75% Performance triggered
1-Year Russell 2000 Performance Triggered
Performance Triggered
Annual
8% Performance triggered
1-Year Russell 2000 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
11% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
65% Participation
2% Spread
1-Year Russell 2000 PTP Cap
Point to Point
Annual
11.5% Cap
1-Year Russell 2000 PTP Participation Rate with Spread
Point to Point
Annual
60% Participation
2% Spread
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
11.5% Cap
1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread
Point to Point
Annual
120% Participation
2% Spread
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year MSCI EAFE PTP Participation Rate with Spread
Point to Point
Annual
60% Participation
2% Spread
1-Year S&P 500 LV DPR 5% PTP Participation Rate
Point to Point
Annual
100% Participation
1-Year S&P 500 LV DPR 5% PTP Cap
Point to Point
Annual
14% Cap
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
8.25% Performance triggered
1-Year Russell 2000 Performance Triggered
Performance Triggered
Annual
8.25% Performance triggered
1-Year S&P 500 LV DPR 5% Performance Triggered
Performance Triggered
Annual
6% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
8% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
ReadyPay Rider No 1.00% annually