annuity-educator-logo
Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

SecureKey Advisory

Get an annuity today!
Learn how an annuity can provide guaranteed income for life.

Highlights

Brighthouse SecureKey Fixed Indexed Annuity offers 100% protection for your purchase payment against market downturns. This product features ReadyPay, an optional Guaranteed Lifetime Withdrawal Benefit (GLWB) rider, which provides a reliable stream of guaranteed lifetime income. A SecureKey annuity is designed to provide safety from market loss, growth opportunities, and guaranteed lifetime income.

Please note
  • Participation Rate with Spread Strategies not available to Wells Fargo, Merrill Lynch, and Raymond James;
  • Participation Rate Strategies not available to Wells Fargo and Merrill Lynch;
  • S&P 500 LV DPR 5% index is not available to Merrill Lynch.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Accumulation
Surrender schedule
No Surrender Charge
Free withdrawal
100%
Market value adjustment
Return of premium
Launch date
11/20/2023
Minimum contribution
$25,000
Maximum contribution
$1,000,000
Max Age Qualified
85
Types of funds
Non-Qualified, IRA, and IRA-Roth
Brochure
Open brochure

Find out if the SecureKey Advisory is the right product for you.

Premium Notes

Minimum allocation to any Indexed Account or Fixed Account is $500. 

Withdrawal Provisions

Withdrawals
You may only purchase a Brighthouse SecureKey Advisory Fixed Indexed Annuity if you are a participant in an account established under a fee-based program. A SecureKey Advisory annuity does not have a withdrawal charge. Any amounts you authorize to have withdrawn from your contract to pay for fees and expenses associated with a fee-based program will be treated as a withdrawal and may have consequences, including adverse tax consequences. 

Minimum account value that must remain in the contract after a withdrawal: $2,000 

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
11.25% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year MSCI EAFE PTP Participation Rate with Spread
Point to Point
Annual
60% Participation
2% Spread
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
11.75% Cap
1-Year Russell 2000 PTP Participation Rate with Spread
Point to Point
Annual
60% Participation
2% Spread
1-Year S&P 500 LV DPR 5% PTP Cap
Point to Point
Annual
14.25% Cap
1-Year Russell 2000 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year Russell 2000 PTP Cap
Point to Point
Annual
11.75% Cap
1-Year S&P 500 LV DPR 5% PTP Participation Rate
Point to Point
Annual
100% Participation
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
65% Participation
2% Spread
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread
Point to Point
Annual
120% Participation
2% Spread
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
8.25% Performance triggered
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
8.5% Performance triggered
1-Year Russell 2000 Performance Triggered
Performance Triggered
Annual
8.5% Performance triggered
1-Year S&P 500 LV DPR 5% Performance Triggered
Performance Triggered
Annual
6.25% Performance triggered
1-Year Russell 2000 PTP Cap
Point to Point
Annual
12% Cap
1-Year Russell 2000 PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
11.5% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
60% Participation
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
70% Participation
2% Spread
1-Year Russell 2000 PTP Participation Rate with Spread
Point to Point
Annual
65% Participation
2% Spread
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
12% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year MSCI EAFE PTP Participation Rate with Spread
Point to Point
Annual
65% Participation
2% Spread
1-Year S&P 500 LV DPR 5% PTP Participation Rate
Point to Point
Annual
105% Participation
1-Year S&P 500 LV DPR 5% PTP Cap
Point to Point
Annual
14.5% Cap
1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread
Point to Point
Annual
125% Participation
2% Spread
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
8.75% Performance triggered
1-Year Russell 2000 Performance Triggered
Performance Triggered
Annual
8.75% Performance triggered
1-Year S&P 500 LV DPR 5% Performance Triggered
Performance Triggered
Annual
6.5% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
8.5% Performance triggered

Surrender schedule

Year
Penalty

Riders

No Riders for SecureKey Advisory annuity.

Waivers

No Waivers for SecureKey Advisory annuity.

Ready to Protect Your Financial Future?

Request a free quote or talk to our financial expert to get help