SecureKey Advisory
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Highlights
Brighthouse SecureKey Fixed Indexed Annuity offers 100% protection for your purchase payment against market downturns. This product features ReadyPay, an optional Guaranteed Lifetime Withdrawal Benefit (GLWB) rider, which provides a reliable stream of guaranteed lifetime income. A SecureKey annuity is designed to provide safety from market loss, growth opportunities, and guaranteed lifetime income.
Please note
Please note
- Participation Rate with Spread Strategies not available to Wells Fargo, Merrill Lynch, and Raymond James;
- Participation Rate Strategies not available to Wells Fargo and Merrill Lynch;
- S&P 500 LV DPR 5% index is not available to Merrill Lynch.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
|
Fixed Index |
---|---|
Purpose | Accumulation |
Surrender schedule
|
No Surrender Charge |
Free withdrawal
|
100% |
Market value adjustment
|
|
Return of premium
|
|
Launch date
|
11/20/2023 |
Minimum contribution
|
$25,000 |
Maximum contribution
|
$1,000,000 |
Max Age Qualified
|
85 |
Types of funds
|
Non-Qualified, IRA, and IRA-Roth |
Brochure
|
Open brochure |
Find out if the SecureKey Advisory is the right product for you.
Premium Notes
Minimum allocation to any Indexed Account or Fixed Account is $500.
Withdrawal Provisions
Withdrawals
You may only purchase a Brighthouse SecureKey Advisory Fixed Indexed Annuity if you are a participant in an account established under a fee-based program. A SecureKey Advisory annuity does not have a withdrawal charge. Any amounts you authorize to have withdrawn from your contract to pay for fees and expenses associated with a fee-based program will be treated as a withdrawal and may have consequences, including adverse tax consequences.
Minimum account value that must remain in the contract after a withdrawal: $2,000
You may only purchase a Brighthouse SecureKey Advisory Fixed Indexed Annuity if you are a participant in an account established under a fee-based program. A SecureKey Advisory annuity does not have a withdrawal charge. Any amounts you authorize to have withdrawn from your contract to pay for fees and expenses associated with a fee-based program will be treated as a withdrawal and may have consequences, including adverse tax consequences.
Minimum account value that must remain in the contract after a withdrawal: $2,000
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4%
Fixed
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
11.25%
Cap
|
1-Year MSCI EAFE PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
1-Year MSCI EAFE PTP Participation Rate with Spread |
Point to Point
Annual
|
60%
Participation
2%
Spread
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
11.75%
Cap
|
1-Year Russell 2000 PTP Participation Rate with Spread |
Point to Point
Annual
|
60%
Participation
2%
Spread
|
1-Year S&P 500 LV DPR 5% PTP Cap |
Point to Point
Annual
|
14.25%
Cap
|
1-Year Russell 2000 PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
11.75%
Cap
|
1-Year S&P 500 LV DPR 5% PTP Participation Rate |
Point to Point
Annual
|
100%
Participation
|
1-Year S&P 500 PTP Participation Rate with Spread |
Point to Point
Annual
|
65%
Participation
2%
Spread
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
55%
Participation
|
1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread |
Point to Point
Annual
|
120%
Participation
2%
Spread
|
1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
8.25%
Performance triggered
|
1-Year MSCI EAFE Performance Triggered |
Performance Triggered
Annual
|
8.5%
Performance triggered
|
1-Year Russell 2000 Performance Triggered |
Performance Triggered
Annual
|
8.5%
Performance triggered
|
1-Year S&P 500 LV DPR 5% Performance Triggered |
Performance Triggered
Annual
|
6.25%
Performance triggered
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
12%
Cap
|
1-Year Russell 2000 PTP Participation Rate |
Point to Point
Annual
|
55%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
11.5%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
60%
Participation
|
1-Year S&P 500 PTP Participation Rate with Spread |
Point to Point
Annual
|
70%
Participation
2%
Spread
|
1-Year Russell 2000 PTP Participation Rate with Spread |
Point to Point
Annual
|
65%
Participation
2%
Spread
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
12%
Cap
|
1-Year MSCI EAFE PTP Participation Rate |
Point to Point
Annual
|
55%
Participation
|
1-Year MSCI EAFE PTP Participation Rate with Spread |
Point to Point
Annual
|
65%
Participation
2%
Spread
|
1-Year S&P 500 LV DPR 5% PTP Participation Rate |
Point to Point
Annual
|
105%
Participation
|
1-Year S&P 500 LV DPR 5% PTP Cap |
Point to Point
Annual
|
14.5%
Cap
|
1-Year S&P 500 LV DPR 5% PTP Participation Rate with Spread |
Point to Point
Annual
|
125%
Participation
2%
Spread
|
1-Year MSCI EAFE Performance Triggered |
Performance Triggered
Annual
|
8.75%
Performance triggered
|
1-Year Russell 2000 Performance Triggered |
Performance Triggered
Annual
|
8.75%
Performance triggered
|
1-Year S&P 500 LV DPR 5% Performance Triggered |
Performance Triggered
Annual
|
6.5%
Performance triggered
|
1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
8.5%
Performance triggered
|
Surrender schedule
Year |
---|
Penalty |
Riders
No Riders for SecureKey Advisory annuity.
Waivers
No Waivers for SecureKey Advisory annuity.
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