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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.25%
7-Year
6.00%
10-Year
5.80%

Eagle Select Focus 7

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Highlights

Eagle Select Focus 7 is a Flexible Premium Deferred Index Annuity. The contract value at any time is the sum of all premiums received and interest credited to the contract value, less any withdrawals (including withdrawal charges). Premiums received are allocated between a Fixed Interest Strategy and/ or Indexed Strategies as directed. Interest credits become a part of the contract value once credited, and can never be lost due to index volatility. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Accumulation
Term
7 Years
Surrender schedule
8%8%7%6%5%4%3%
Free withdrawal
1st year: 0%
2nd+ year: 10%
Flexible premium Product Life
Market value adjustment
Return of premium
Launch date
12/14/2018
Minimum contribution
$5,000
Maximum contribution
$1,500,000
Max Age Qualified
85
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, and Inherited IRA
Brochure
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Find out if the Eagle Select Focus 7 is the right product for you.

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Premium Notes

Issue age
  • 18-85 
  • 18-75 (inherited non-qualified only)
Min Premium
  • Qualified and non-qualified: $5,000 
  • Inherited non-qualified: $5,000 
  • Inherited IRA: $100,000 (inherited contracts subject to review) 
  • Additional premium: $1,000  (Additional money can be sent in whenever (qualified or non-qualified it doesn’t matter). The max contribution would be the max amount for the contract overall.   Flexible Premium — Additions do not extend surrender period.)
Max Premium
  • 18-69: $1,500,000
  • 70-74: $1,000,000
  • 75-80: $750,000
  • 81-85: $500,000

Withdrawal Provisions

Withdrawals
Withdrawals can be made from the annuity contract any time before the maturity date of the contract. Free withdrawals of up to 10% of the contract value are allowed each contract year beginning in year two. 
Free withdrawals are not subject to withdrawal charges. Withdrawal charges will apply to withdrawals taken in excess of the free withdrawal amount. Any withdrawal from the contract will result in a reduction of the contract values. 

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.5% Fixed
2-Year BlackRock Adaptive U.S. Equity 7% PTP Participation Rate
Point to Point
Biennial
230% Participation
1-Year Franklin Global Trends PTP Participation Rate
Point to Point
Annual
240% Participation
2-Year Franklin Global Trends PTP Participation Rate
Point to Point
Biennial
260% Participation
1-Year Franklin Global Trends PTP Participation Rate
Point to Point
Annual
190% Participation
2-Year BlackRock Adaptive U.S. Equity 7% PTP Participation Rate
Point to Point
Biennial
300% Participation
1-Year BlackRock Adaptive U.S. Equity 7% PTP Participation Rate
Point to Point
Annual
200% Participation
1-Year BlackRock Adaptive U.S. Equity 7% PTP Participation Rate for Term
Point to Point
Annual
170% Participation
1-Year BlackRock Adaptive U.S. Equity 7% PTP Participation Rate for Term
Point to Point
Annual
125% Participation
1-Year Invesco Dynamic Growth PTP Participation Rate
Point to Point
Annual
200% Participation
1-Year BlackRock Adaptive U.S. Equity 7% PTP Participation Rate
Point to Point
Annual
155% Participation
1-Year Franklin Global Trends PTP Participation Rate for Term
Point to Point
Annual
160% Participation
1-Year Franklin Global Trends PTP Participation Rate for Term
Point to Point
Annual
210% Participation
1-Year Invesco Dynamic Growth PTP Participation Rate for Term
Point to Point
Annual
170% Participation
1-Year Invesco Dynamic Growth PTP Participation Rate for Term
Point to Point
Annual
220% Participation
1-Year S&P 500 Dividend Aristocrats DRC 5% (ER) PTP Participation Rate for Term
Point to Point
Annual
165% Participation
1-Year S&P 500 Dividend Aristocrats DRC 5% (ER) PTP Participation Rate for Term
Point to Point
Annual
225% Participation
2-Year Franklin Global Trends PTP Participation Rate
Point to Point
Biennial
335% Participation
2-Year Invesco Dynamic Growth PTP Participation Rate
Point to Point
Biennial
265% Participation
1-Year Invesco Dynamic Growth PTP Participation Rate
Point to Point
Annual
250% Participation
2-Year Invesco Dynamic Growth PTP Participation Rate
Point to Point
Biennial
350% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
45% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
65% Participation
1-Year S&P 500 Dividend Aristocrats DRC 5% (ER) PTP Participation Rate
Point to Point
Annual
260% Participation
2-Year S&P 500 Dividend Aristocrats DRC 5% (ER) PTP Participation Rate
Point to Point
Biennial
350% Participation
2-Year S&P 500 Dividend Aristocrats DRC 5% (ER) PTP Participation Rate
Point to Point
Biennial
265% Participation
1-Year S&P 500 Dividend Aristocrats DRC 5% (ER) PTP Participation Rate
Point to Point
Annual
200% Participation
5-Year S&P 500 PTP Cap
Point to Point
5-Year
42% Cap
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
51% Participation
2-Year S&P 500 PTP Cap
Point to Point
Biennial
17% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year S&P 500 PTP Cap for Term
Point to Point
Annual
6.5% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.5% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 8% 8% 7% 6% 5% 4% 3%

Riders

No Riders for Eagle Select Focus 7 annuity.

Waivers

Death

No surrender charges at death

Nursing Home

Unavailable in states: CA, and DE

After the first contract year, one additional free withdrawal of up to 100% of the contract value is allowed if the owner is confined in a qualified care facility for a minimum of 90 days. Confinement must begin after the contract issue date and written proof is required from both the qualified care facility and recommending physician. This no-fee rider is automatically included for ages 75 and under.

Terminal Illness

Unavailable in states: CA

After the first contract year, one additional free withdrawal of up to 100% of the contract value is allowed if the owner is diagnosed with a terminal illness. Diagnosis must occur after the contract is issued and written proof with supporting documentation is required from a qualified physician. This no-fee rider is automatically included for ages 75 and under.

Confinement

Unavailable in states: AL, AK, AZ, AR, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, and WY

Included automatically at issue for all ages. After the first contract year, one additional penalty-free withdrawal of up to 100% of the contract value is allowed if the annuitant is confined in a qualified care facility for a minimum of 90 consecutive days (30 consecutive days for hospice). Confinement must begin after the first contract year and written proof is required from both the qualified care facility and recommending physician.

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