Structured Capital Strategies Plus 21 NY Series Select
The Structured Capital Strategies Plus 21 NY Series Select annuity is an excellent choice for those looking to secure their future. It's not just stable but provides the potential for growth too - the perfect blend!
A delightful feature about this annuity is its protection from downside market risk. You can sleep snug, knowing your investments are secure. Say yes to a worry-free retirement!


Structured Capital Strategies Plus 21 NY Series Select
About Product
Allocation Accounts
Name | Type | Rates |
---|---|---|
6-Year S&P 500 Dual Direction Cap 20% Buffer |
Dual Directional
6-Year
|
55%
Cap
|
6-Year S&P 500 Dual Direction Cap 15% Buffer |
Dual Directional
6-Year
|
70%
Cap
|
6-Year S&P 500 Dual Direction Cap 10% Buffer |
Dual Directional
6-Year
|
90%
Cap
|
1-Year S&P 500 Dual Direction Cap 10% Buffer |
Dual Directional
Annual
|
10%
Cap
|
1-Year Russell 2000 Dual Direction Cap 10% Buffer |
Dual Directional
Annual
|
15%
Cap
|
Riders
Name | Inbuilt | Fee |
---|---|---|
Return of Premium Death Benefit | No | 0.20% annually |
Waivers
No Waivers for Structured Capital Strategies Plus 21 NY Series Select annuity.
Premium Notes
- 0–85 for Nonqualified, Roth IRA, Traditional IRA, Inherited IRA, NQ and SEP IRA Funds.
- Ages 20–75 for Qualified Plans.
Initial minimum contribution
- $25,000
- Nonqualified Funds & Qualified Plans: $500
- Roth IRA & Traditional IRA: $50
No additional contributions after the date on which the older of the original Owner(s) and Annuitant(s) reaches age 86 or, if later, the first contract date anniversary.
There is no minimum requirement for transfers into a Segment or for contributions/ transfers to a Segment Type Holding Account.
Maximum contribution
- $1.5 million
Withdrawal Provisions
Withdrawals from a Segment Withdrawals prior to the Segment Maturity Date reduce the Segment Investment on a pro rata basis by the same proportion that the Segment Interim Value is reduced on the date of the withdrawal. Systematic Withdrawal ProgramStandard systematic withdrawal service program to allow specified percentage or dollar amount withdrawals. Frequency: withdrawals may be taken monthly, quarterly or annually. Withdrawal ChargeNone.
- A.M. Best A
- S&P A+
- Moody's A1
- Comdex 82