Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

American Freedom Liberty 5 MVA

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

American Freedom Liberty 5 is a fixed-indexed annuity, offers a bailout feature on indexed strategies, accepts additional purchase payments during the first contract year, and features early withdrawal charges and market value adjustments that end after five years.

For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
Available in states: AL, AK, AZ, AR, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.25% Fixed
1-Year S&P 500 PTP Cap (5-Year Lock)
Point to Point
Annual
9.25% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.5% Cap
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
10% Cap
1-Year Fixed Account
Fixed
4.5% Fixed
1-Year S&P 500 PTP Cap (5-Year Lock)
Point to Point
Annual
9.75% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9% Cap
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
10.5% Cap
1-Year First Trust Barclays Edge PTP Cap
Point to Point
Annual
13.5% Cap
1-Year First Trust Barclays Edge PTP Cap (5-Year Lock)
Point to Point
Annual
13.25% Cap
1-Year iShares MSCI EAFE PTP Cap
Point to Point
Annual
9% Cap
1-Year First Trust Barclays Edge PTP Cap
Point to Point
Annual
14% Cap
1-Year First Trust Barclays Edge PTP Cap (5-Year Lock)
Point to Point
Annual
13.75% Cap
1-Year iShares MSCI EAFE PTP Cap
Point to Point
Annual
9.5% Cap

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 8% 7% 6% 5%