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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

American Freedom Liberty 5 Non-MVA

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Highlights

The American Freedom Liberty 5 offers growth potential with indexed strategies tied to well-known indexes and complete protection against market declines.

For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
Available in states: AL, AK, AZ, AR, CO, CT, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Term
5 Years
Surrender schedule
9%8%7%6%5%
Free withdrawal
10%
Market value adjustment
Return of premium
Minimum contribution
$25,000
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, Inherited IRA, and NQ Stretch
Brochure
Open brochure

Find out if the American Freedom Liberty 5 Non-MVA is the right product for you.

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Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.2% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
8% Cap
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
9.5% Cap
1-Year S&P 500 PTP Cap (5-Year Lock)
Point to Point
Annual
8% Cap
1-Year Fixed Account
Fixed
4.4% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.25% Cap
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
9.75% Cap
1-Year S&P 500 PTP Cap (5-Year Lock)
Point to Point
Annual
8.25% Cap
1-Year iShares MSCI EAFE PTP Cap
Point to Point
Annual
8.5% Cap
1-Year First Trust Barclays Edge PTP Cap (5-Year Lock)
Point to Point
Annual
12.75% Cap
1-Year First Trust Barclays Edge PTP Cap
Point to Point
Annual
13% Cap
1-Year iShares MSCI EAFE PTP Cap
Point to Point
Annual
8.75% Cap
1-Year First Trust Barclays Edge PTP Cap (5-Year Lock)
Point to Point
Annual
13% Cap
1-Year First Trust Barclays Edge PTP Cap
Point to Point
Annual
13.25% Cap

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 8% 7% 6% 5%

Riders

No Riders for American Freedom Liberty 5 Non-MVA annuity.
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