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Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

American Legend 7 Plus Non-MVA

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

American Legend 7 Plus is a fixed-indexed annuity that offers multiple indexed strategies, accepts additional purchase payments, and features early withdrawal charges and market value adjustments that end after seven years.
Available in states: AK, CA, PA, and UT

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.1% Cap
1-Year S&P 500 PTP Cap (7-Year Lock)
Point to Point
Annual
5.35% Cap
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
6.85% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate
Point to Point
Annual
60% Participation
1-Year Fixed Account
Fixed
3.1% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.35% Cap
1-Year S&P 500 PTP Cap (7-Year Lock)
Point to Point
Annual
5.6% Cap
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
7.35% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate
Point to Point
Annual
65% Participation

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
IncomeSecure No 0.95% annually
Inheritance Enhancer (Age 50-75) No 1.15% annually
Inheritance Enhancer (Age 76-85) No 1.15% annually