Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

AssuranceSelect 5 Plus

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

AssuranceSelect 5 Plus is a fixed-indexed annuity, offers multiple indexed strategies, accepts additional purchase payments during the first two contract months, and features early withdrawal charges and market value adjustments that end after five years.

First-year early withdrawal charge percentages vary by institution. For detailed product information, log into your account at https://mybusiness.massmutualascend.com/fi  or call 888-504-7109, option 2.

For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.35% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.3% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate
Point to Point
Annual
70% Participation
1-Year SPDR Gold PTP Cap
Point to Point
Annual
10.25% Cap
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate
Point to Point
Annual
75% Participation
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
10% Cap
1-Year S&P 500 PTP Cap (5-Year Lock)
Point to Point
Annual
9.5% Cap
1-Year Fixed Account
Fixed
4.6% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.8% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate
Point to Point
Annual
75% Participation
1-Year SPDR Gold PTP Cap
Point to Point
Annual
10.75% Cap
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate
Point to Point
Annual
80% Participation
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
10.5% Cap
1-Year S&P 500 PTP Cap (5-Year Lock)
Point to Point
Annual
10% Cap
1-Year First Trust Barclays Edge PTP Cap
Point to Point
Annual
13.25% Cap
1-Year First Trust Barclays Edge PTP Cap (5-Year Lock)
Point to Point
Annual
13% Cap
1-Year First Trust Barclays Edge PTP Cap
Point to Point
Annual
13.75% Cap
1-Year First Trust Barclays Edge PTP Cap (5-Year Lock)
Point to Point
Annual
13.5% Cap

Surrender schedule

Year 1 2 3 4 5
Penalty 8% 8% 7% 6% 5%