Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Index Protector 4 Non-MVA

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Index Protector 4  is a product with early withdrawal charges that end after four years.

For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
5.15% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.25% Cap
1-Year iShares MSCI EAFE ETF PTP Cap
Point to Point
Annual
10.75% Cap
1-Year US Retiree Spending TR PTP Participation Rate
Point to Point
Annual
85% Participation
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate
Point to Point
Annual
80% Participation
1-Year iShares US Real Estate PTP Cap
Point to Point
Annual
12.5% Cap
1-Year Fixed Account
Fixed
5.25% Fixed
1-Year iShares MSCI EAFE ETF PTP Cap
Point to Point
Annual
11% Cap
1-Year US Retiree Spending TR PTP Participation Rate
Point to Point
Annual
90% Participation
1-Year S&P 500 Average DRC 10% PTP Participation Rate
Point to Point
Annual
85% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.5% Cap
1-Year iShares US Real Estate PTP Cap
Point to Point
Annual
13% Cap

Surrender schedule

Year 1 2 3 4
Penalty 6% 6% 6% 6%