Index Protector 4 Non-MVA
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Learn how an annuity can provide guaranteed income for life.
Highlights
Index Protector 4 is a product with early withdrawal charges that end after four years.
For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
4 Years |
|
Surrender schedule
|
5.6%5.6%5.6%5.6% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$50,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, SIMPLE IRA, 457 plan, Inherited IRA, and NQ Stretch |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
5.15%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.25%
Cap
|
| 1-Year iShares MSCI EAFE ETF PTP Cap |
Point to Point
Annual
|
10.75%
Cap
|
| 1-Year US Retiree Spending TR PTP Participation Rate |
Point to Point
Annual
|
85%
Participation
|
| 1-Year S&P 500 Average DRC 10% PR PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
| 1-Year iShares US Real Estate PTP Cap |
Point to Point
Annual
|
12.5%
Cap
|
| 1-Year Fixed Account |
Fixed
|
5.25%
Fixed
|
| 1-Year iShares MSCI EAFE ETF PTP Cap |
Point to Point
Annual
|
11%
Cap
|
| 1-Year US Retiree Spending TR PTP Participation Rate |
Point to Point
Annual
|
90%
Participation
|
| 1-Year S&P 500 Average DRC 10% PTP Participation Rate |
Point to Point
Annual
|
85%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.5%
Cap
|
| 1-Year iShares US Real Estate PTP Cap |
Point to Point
Annual
|
13%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| Penalty | 6% | 6% | 6% | 6% |