Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Index Protector 7 Non-MVA

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The Index Protector 7 No MVA is intended for distribution by Investment Advisor Representatives doing fee-based planning, this zero commission fixed-indexed annuity offers a return of premium guarantee at no additional charge. It has a 7 year surrender charge period.
The Index Protector 7 No MVA is issued with single premium and accepts additional payments in the first two months of the contract.

For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
Available in states: CA, IN, MN, MO, OH, PA, TX, and UT

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
5.3% Fixed
1-Year iShares MSCI EAFE ETF PTP Cap
Point to Point
Annual
12.25% Cap
1-Year iShares US Real Estate PTP Cap
Point to Point
Annual
14% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate
Point to Point
Annual
80% Participation
1-Year US Retiree Spending TR PTP Participation Rate
Point to Point
Annual
80% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.75% Cap
1-Year S&P 500 PTP Cap (7-Year Lock)
Point to Point
Annual
10.25% Cap
1-Year Fixed Account
Fixed
5.4% Fixed
1-Year iShares MSCI EAFE ETF PTP Cap
Point to Point
Annual
12.5% Cap
1-Year iShares US Real Estate PTP Cap
Point to Point
Annual
14.5% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
11% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate
Point to Point
Annual
85% Participation
1-Year US Retiree Spending TR PTP Participation Rate
Point to Point
Annual
85% Participation
1-Year S&P 500 PTP Cap (7-Year Lock)
Point to Point
Annual
10.75% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 7% 7% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
Income Defender No 0.85% annually