Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

JourneyMark 10 with Expanse Rider (Legacy Marketing Group)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The JourneyMark with Expanse Rider offers accumulation potential from a diverse selection of interest crediting options, protection from market risk, and 10% free access to the account value when you need it.

Please note this product is developed and marketed exclusively with Legacy Marketing Group. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
5-Year Citi Flexi-Beta 5 ER High Water Mark Participation Rate
High Water Mark
5-Year
232% Participation
1-Year Fixed Account
Fixed
4.6% Fixed
1-Year Citi Flexi-Beta 5 ER PTP Participation Rate
Point to Point
Annual
185% Participation
2-Year Citi Flexi-Beta 5 ER PTP Participation Rate
Point to Point
Biennial
262% Participation
1-Year Goldman Sachs Pathfinder PTP Participation Rate
Point to Point
Annual
86% Participation
2-Year Goldman Sachs Pathfinder PTP Participation Rate
Point to Point
Biennial
139% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Expanse Rider Level Income Yes 1.00% annually
Expanse Rider Increasing Income Yes 1.00% annually