Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Lincoln Impact Advantage 7

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

With the indexed accounts available in Lincoln Impact Advantage, you’ll never be credited less than 0%. So you can stop worrying about changes in the market and focus on growth opportunities.
The power of protection
When the index is negative during an indexed term, the lowest your account will be credited is 0%.
Growth potential
Your account has the potential to receive credit with positive index performance.
Gains are protected
Since the indexed accounts never earn a negative interest rate, you never have to recover from losses before seeing additional positive growth if the index rebounds. 
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.5% Fixed
1-Year J.P. Morgan First Trust Balanced Capital Strength 5 PTP Participation Rate
Point to Point
Annual
125% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
32% Participation
1-Year S&P 500 DRC 5% TR PTP Spread
Point to Point
Annual
0.75% Spread
2-Year J.P. Morgan First Trust Balanced Capital Strength 5 PTP Participation Rate
Point to Point
Biennial
200% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.3% Cap
1-Year Fixed Account
Fixed
3.75% Fixed
1-Year J.P. Morgan First Trust Balanced Capital Strength 5 PTP Participation Rate
Point to Point
Annual
150% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
37% Participation
1-Year S&P 500 DRC 5% TR PTP Spread
Point to Point
Annual
0.5% Spread
2-Year J.P. Morgan First Trust Balanced Capital Strength 5 PTP Participation Rate
Point to Point
Biennial
225% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.8% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 4% 3%