Index Horizons with GLWB
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
Highlights
Index Horizons is a single premium deferred fixed index annuity contract. Index Horizons offers an optional Guaranteed Lifetime Withdrawal Benefit Rider (GLWB) for an additional charge.
Index Horizons is issued by C.M. Life Insurance Company (CM Life) and provides owners with access to three index accounts and a fixed account.
Index Horizons is issued by C.M. Life Insurance Company (CM Life) and provides owners with access to three index accounts and a fixed account.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
7 Years |
|
Surrender schedule
|
8%8%8%7%6%5%4% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, IRA, and IRA-Roth |
Brochure
|
Open brochure |
Find out if the Index Horizons with GLWB is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3.25%
Fixed
|
| 1-Year S&P 500 LV DRC 5% PTP Cap |
Point to Point
Annual
|
9.5%
Cap
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
9.25%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
8.75%
Cap
|
| 1-Year Fixed Account |
Fixed
|
3.25%
Fixed
|
| 1-Year S&P 500 LV DRC 5% PTP Cap |
Point to Point
Annual
|
10.5%
Cap
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
9.75%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.25%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Penalty | 8% | 8% | 8% | 7% | 6% | 5% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Index Horizons GLWB rider | Yes | 1.00% annually |
Ready to Protect Your Financial Future?
Request a free quote or talk to our financial expert to get help