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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Index Horizons with GLWB

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Highlights

Index Horizons is a single premium deferred fixed index annuity contract. Index Horizons offers an optional Guaranteed Lifetime Withdrawal Benefit Rider (GLWB) for an additional charge. 

Index Horizons is issued by C.M. Life Insurance Company (CM Life) and provides owners with access to three index accounts and a fixed account.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Term
7 Years
Surrender schedule
8%8%8%7%6%5%4%
Free withdrawal
10%
Market value adjustment
Return of premium
Minimum contribution
$25,000
Types of funds
Non-Qualified, IRA, and IRA-Roth
Brochure
Open brochure

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.25% Fixed
1-Year S&P 500 LV DRC 5% PTP Cap
Point to Point
Annual
9% Cap
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
8.75% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.25% Cap
1-Year Fixed Account
Fixed
3.25% Fixed
1-Year S&P 500 LV DRC 5% PTP Cap
Point to Point
Annual
10% Cap
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
9.25% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.75% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 8% 8% 8% 7% 6% 5% 4%

Riders

Name Inbuilt Fee
Index Horizons GLWB rider Yes 1.00% annually

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