SecureLink Ultra 7
The SecureLink Ultra 7 is your reliable partner for a stress-free retirement, ensuring you steady income even as you relax. It's amazing to see how your hard-earned money can keep working for you!
Your peace of mind is guaranteed with security, growth, and predictability. Just sit back and enjoy life. The SecureLink Ultra 7 has got you covered!
SecureLink Ultra 7
About Product
Waiver of surrender charge and MVA
After 1st contract anniversary for following qualifying events:
- Hospital, medical care stay
- Terminal condition
- Annuitization
- Death
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4.2%
Fixed
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
225%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate with Spread |
Point to Point
Annual
|
215%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.5%
Cap
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
185%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.3%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
58%
Participation
|
1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
6.35%
Performance triggered
|
1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
14.7%
Performance triggered
|
1-Year Fixed Account |
Fixed
|
4.3%
Fixed
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
230%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate with Spread |
Point to Point
Annual
|
220%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
180%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.5%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
60%
Participation
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
190%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.75%
Cap
|
1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
6.5%
Performance triggered
|
1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
15%
Performance triggered
|
1-Year Fixed Account |
Fixed
|
4.4%
Fixed
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
235%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate with Spread |
Point to Point
Annual
|
225%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
185%
Participation
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
195%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
9%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.7%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
62%
Participation
|
1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
6.65%
Performance triggered
|
1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
15.3%
Performance triggered
|
1-Year S&P 500 PTP Cap with Term Guarantee |
Point to Point
Annual
|
8.4%
Cap
|
1-Year S&P 500 PTP Cap with Term Guarantee |
Point to Point
Annual
|
8.6%
Cap
|
1-Year S&P 500 PTP Cap with Term Guarantee |
Point to Point
Annual
|
8.8%
Cap
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
---|---|---|---|---|---|---|---|
Penalty | 9% | 8% | 7% | 6% | 5% | 4% | 3% |
Riders
No Riders for SecureLink Ultra 7 annuity.
Waivers
Death
Available after the 1st contract anniversary for the following qualifying event: Death
Hospital
Available after the 1st contract anniversary for the following qualifying event: Hospital, medical care stay (confinement of at least 90 days).
Terminal Illness
Available after the 1st contract anniversary for the following qualifying event: Terminal condition (life expectancy of 12 months or less).
Annuitization
Available after the 1st contract anniversary for the following qualifying event: Annuitization
Withdrawal Provisions
Market Value Adjustment (MVA)Applies only during the surrender charge period on amounts in excess of free withdrawal. (MVA not applicable in CA)Free withdrawal (Not subject to surrender charge or MVA)10% of prior contract anniversary value (1st contract year, 10% of purchase payment)RMD in excess of 10%Not available upon full surrender (except in California).
- A.M. Best A+
- Fitch AA
- S&P AA-
- Moody's Aa3
- Comdex 96