Minnesota Life Insurance Company
4.4
based on complex data
Annuity Educator Rating
Annuity review

SecureLink Ultra 7

The SecureLink Ultra 7 is your reliable partner for a stress-free retirement, ensuring you steady income even as you relax. It's amazing to see how your hard-earned money can keep working for you!

Your peace of mind is guaranteed with security, growth, and predictability. Just sit back and enjoy life. The SecureLink Ultra 7 has got you covered!

SecureLink Ultra 7-brochure SecureLink Ultra 7-brochure

SecureLink Ultra 7

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About Product

Type
Fixed Index
Purpose
Accumulation
Term
7 Years
Surrender schedule
9%
8%
7%
6%
5%
4%
3%
Fee withdrawal:
10%
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$20,000
Maximum Contribution
$2,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, IRA-Roth, Inherited IRA, and NQ Stretch
Launch Date
03/12/2018
SecureLink Ultra 7 combines both protection and growth potential, to help you create a more confident path to your future retirement.

Waiver of surrender charge and MVA
After 1st contract anniversary for following qualifying events:
  • Hospital, medical care stay
  • Terminal condition
  • Annuitization
  • Death
Inverse Performance Trigger may not be available—check with broker dealer.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.95% Fixed
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread
Point to Point
Annual
210% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate with Spread
Point to Point
Annual
200% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate
Point to Point
Annual
160% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
8.25% Cap
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate
Point to Point
Annual
170% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.05% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
53% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
5.85% Performance triggered
1-Year S&P 500 Inverse Performance Triggered
Inverse Perf Triggered
Annual
13.7% Performance triggered
1-Year Fixed Account
Fixed
4.05% Fixed
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread
Point to Point
Annual
215% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate with Spread
Point to Point
Annual
205% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate
Point to Point
Annual
165% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.25% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate
Point to Point
Annual
175% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
8.5% Cap
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6% Performance triggered
1-Year S&P 500 Inverse Performance Triggered
Inverse Perf Triggered
Annual
14% Performance triggered
1-Year Fixed Account
Fixed
4.15% Fixed
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread
Point to Point
Annual
220% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate with Spread
Point to Point
Annual
210% Participation
2% Spread
1-Year SG Climate Prepared PTP Participation Rate
Point to Point
Annual
170% Participation
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
8.75% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.45% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
57% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6.15% Performance triggered
1-Year S&P 500 Inverse Performance Triggered
Inverse Perf Triggered
Annual
14.3% Performance triggered
1-Year S&P 500 PTP Cap with Term Guarantee
Point to Point
Annual
8.15% Cap
1-Year S&P 500 PTP Cap with Term Guarantee
Point to Point
Annual
8.35% Cap
1-Year S&P 500 PTP Cap with Term Guarantee
Point to Point
Annual
8.55% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 4% 3%

Hypothetical Projection

Comparison against S&P 500 using current rates
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Riders

No Riders for SecureLink Ultra 7 annuity.

Waivers

Death

Available after the 1st contract anniversary for the following qualifying event: Death

Hospital

Available after the 1st contract anniversary for the following qualifying event: Hospital, medical care stay (confinement of at least 90 days).

Terminal Illness

Available after the 1st contract anniversary for the following qualifying event: Terminal condition (life expectancy of 12 months or less).

Annuitization

Available after the 1st contract anniversary for the following qualifying event: Annuitization

Withdrawal Provisions

Market Value Adjustment (MVA)Applies only during the surrender charge period on amounts in excess of free withdrawal. (MVA not applicable in CA)Free withdrawal (Not subject to surrender charge or MVA)10% of prior contract anniversary value (1st contract year, 10% of purchase payment)RMD in excess of 10%Not available upon full surrender (except in California).

Company Founded: 1880
TOP Rated Company
Minnesota Life Insurance Company
Company Ratings
4
  • A.M. Best A+
  • Fitch AA
  • S&P AA-
  • Moody's Aa3
  • Comdex 96
Assets: $32,177,095,768
Minnesota

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