SecureLink Ultra 7
The SecureLink Ultra 7 is your reliable partner for a stress-free retirement, ensuring you steady income even as you relax. It's amazing to see how your hard-earned money can keep working for you!
Your peace of mind is guaranteed with security, growth, and predictability. Just sit back and enjoy life. The SecureLink Ultra 7 has got you covered!
SecureLink Ultra 7
Ratings:
- A.M. Best A+
- Fitch AA
- S&P AA-
- Moody's Aa3
- Comdex 96
About Product
Waiver of surrender charge and MVA
After 1st contract anniversary for following qualifying events:
- Hospital, medical care stay
- Terminal condition
- Annuitization
- Death
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
3.95%
Fixed
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
200%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate with Spread |
Point to Point
Annual
|
200%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
160%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.25%
Cap
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
160%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
8.8%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
48%
Participation
|
1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
5.85%
Performance triggered
|
1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
12.2%
Performance triggered
|
1-Year Fixed Account |
Fixed
|
4.05%
Fixed
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
205%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate with Spread |
Point to Point
Annual
|
205%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
165%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
165%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.5%
Cap
|
1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
6%
Performance triggered
|
1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
12.5%
Performance triggered
|
1-Year Fixed Account |
Fixed
|
4.15%
Fixed
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
210%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate with Spread |
Point to Point
Annual
|
210%
Participation
2%
Spread
|
1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
170%
Participation
|
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
170%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.75%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.2%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
52%
Participation
|
1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
6.15%
Performance triggered
|
1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
12.8%
Performance triggered
|
1-Year S&P 500 PTP Cap with Term Guarantee |
Point to Point
Annual
|
7.3%
Cap
|
1-Year S&P 500 PTP Cap with Term Guarantee |
Point to Point
Annual
|
7.5%
Cap
|
1-Year S&P 500 PTP Cap with Term Guarantee |
Point to Point
Annual
|
7.7%
Cap
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
---|---|---|---|---|---|---|---|
Penalty | 9% | 8% | 7% | 6% | 5% | 4% | 3% |
Riders
No Riders for SecureLink Ultra 7 annuity.
Waivers
Death
Available after the 1st contract anniversary for the following qualifying event: Death
Hospital
Available after the 1st contract anniversary for the following qualifying event: Hospital, medical care stay (confinement of at least 90 days).
Terminal Illness
Available after the 1st contract anniversary for the following qualifying event: Terminal condition (life expectancy of 12 months or less).
Annuitization
Available after the 1st contract anniversary for the following qualifying event: Annuitization
Withdrawal Provisions
- 10% of prior contract anniversary value (1st contract year, 10% of purchase payment)
- RMD in excess of 10%