based on complex data

Annuity Educator Rating

Annuity review

SecureLink Ultra 5

The SecureLink Ultra 5 is a fantastic annuity product! It promises you a stable income during your golden years. No more worrying about outliving your savings. You've earned this tranquility!

The product brochure highlights the excellent return rates and flexibility. As times change, so can your plan. Invest in your peace of mind with the SecureLink Ultra 5.

SecureLink Ultra 5

Your Email

Compare this annuity with 800+ others from 100+ companies

Your State

Investment

Your Gender

Your Age

Retire At

No agent will call you

About Product

Type

Fixed Index

Purpose

Accumulation

Term

5 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$20,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, IRA-Roth, Inherited IRA, and NQ Stretch

Launch Date

03/12/2018

SecureLink Ultra 5 combines both protection and growth potential, to help you create a more confident path to your future retirement.

Waiver of surrender charge and MVA
After 1st contract anniversary for following qualifying events:

Hospital, medical care stay
Terminal condition
Annuitization
Death

Inverse Performance Trigger may not be available — check with broker dealer.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.9% Fixed
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread	Point to Point Annual	210% Participation 2% Spread
1-Year SG Climate Prepared PTP Participation Rate	Point to Point Annual	160% Participation
1-Year SG Climate Prepared PTP Participation Rate with Spread	Point to Point Annual	200% Participation 2% Spread
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	53% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	9.8% Cap
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate	Point to Point Annual	170% Participation
1-Year MSCI EAFE PTP Cap	Point to Point Annual	8.25% Cap
1-Year S&P 500 Performance Triggered	Performance Triggered Annual	5.85% Performance triggered
1-Year S&P 500 Inverse Performance Triggered	Inverse Perf Triggered Annual	13.7% Performance triggered
1-Year Fixed Account	Fixed	4% Fixed
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread	Point to Point Annual	215% Participation 2% Spread
1-Year SG Climate Prepared PTP Participation Rate	Point to Point Annual	165% Participation
1-Year SG Climate Prepared PTP Participation Rate with Spread	Point to Point Annual	205% Participation 2% Spread
1-Year MSCI EAFE PTP Cap	Point to Point Annual	8.5% Cap
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate	Point to Point Annual	175% Participation
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	55% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	10% Cap
1-Year S&P 500 Performance Triggered	Performance Triggered Annual	6% Performance triggered
1-Year S&P 500 Inverse Performance Triggered	Inverse Perf Triggered Annual	14% Performance triggered
1-Year Fixed Account	Fixed	4.1% Fixed
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread	Point to Point Annual	220% Participation 2% Spread
1-Year SG Climate Prepared PTP Participation Rate	Point to Point Annual	170% Participation
1-Year SG Climate Prepared PTP Participation Rate with Spread	Point to Point Annual	210% Participation 2% Spread
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	57% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	10.2% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	8.75% Cap
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate	Point to Point Annual	180% Participation
1-Year S&P 500 Performance Triggered	Performance Triggered Annual	6.15% Performance triggered
1-Year S&P 500 Inverse Performance Triggered	Inverse Perf Triggered Annual	14.3% Performance triggered
1-Year S&P 500 PTP Cap with Term Guarantee	Point to Point Annual	8.05% Cap
1-Year S&P 500 PTP Cap with Term Guarantee	Point to Point Annual	8.25% Cap
1-Year S&P 500 PTP Cap with Term Guarantee	Point to Point Annual	8.45% Cap

Surrender schedule

Year	1	2	3	4	5
Penalty	9%	8%	7%	6%	5%

Hypothetical Projection

Comparison against S&P 500 using current rates

See if this annuity ranks in your top 3 for Ohio

Investment Amount

Riders

No Riders for SecureLink Ultra 5 annuity.

Waivers

Death

Available after the 1st contract anniversary for the following qualifying event: Death

Hospital

Available after the 1st contract anniversary for the following qualifying event: Hospital, medical care stay (confinement of at least 90 days).

Terminal Illness

Available after the 1st contract anniversary for the following qualifying event: Terminal condition (life expectancy of 12 months or less).

Annuitization

Available after the 1st contract anniversary for the following qualifying event: Annuitization

Withdrawal Provisions

Market Value Adjustment (MVA)Applies only during the Surrender Charge Period on amounts in excess of Free Withdrawal. (MVA not applicable in CA)Free withdrawal (Not subject to surrender charge or MVA)10% of prior contract anniversary value (1st contract year, 10% of purchase payment)RMD in excess of 10%Not available upon full surrender (except in California).

Company Founded: 1880

TOP Rated Company

Minnesota Life Insurance Company

Company Ratings