Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

FIT Focus Growth

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

FIT Focus Growth is a single premium deferred indexed annuity.
  •  Market Volatility 
    • Swings in the market dramatically impact some retirement strategies. As you near retirement you have less time to recover from an unforeseen downturn. 
  • Outliving Your Savings 
    • As people live longer, time spent in retirement gets longer too. Will your savings last? 
  • Taxes 
    • Your tax liabilities can change as you transition into retirement. 

Rate Booster
A Rate Booster strategy is optional for all indexing strategies. Money allocated to a Rate Booster strategy has 1% annual charge deducted from it's accumulation value.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
0.4% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
1.25% Cap
1-Year S&P 500 PTP Rate Booster Cap
Point to Point
Annual
3% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
0.75% Cap
1-Year S&P 500 PTP Rate Booster Monthly Sum Cap
Point to Point
Annual
Monthly sum
1.45% Cap
1-Year Global Balanced PTP Participation Rate
Point to Point
Annual
30% Participation
1-Year Global Balanced PTP Rate Booster Participation Rate
Point to Point
Annual
75% Participation
1-Year US Fundamental Balanced PTP Participation Rate
Point to Point
Annual
30% Participation
1-Year US Fundamental Balanced PTP Rate Booster Participation Rate
Point to Point
Annual
75% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9
Penalty 8% 8% 7% 6% 5% 4% 3% 2% 1%