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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

NWL Impact 7S

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Highlights

The NWL Impact 7S Annuity is a flexible premium deferred annuity. It is a long–term contract intended as a secure planning vehicle for retirement accumulation and income. The NWL Impact 7S Annuity provides the important benefits of many tax deferred annuities: interest accumulation, safety, tax-deferral, and liquidity. 
Available in states: AK, DE, ID, IN, MA, MN, NV, NJ, OH, OK, OR, PA, SC, TX, UT, and WA
Type
Fixed Index
Premium Bonus
5%
Term
7 Years
Surrender schedule
9%7.75%6.25%5%3.5%2.75%1.75%
Free withdrawal
1st year: 0%
2nd+ year: 10%
Market value adjustment
Return of premium
Minimum contribution
Qualified: $2,000
Non-Qualified: $5,000
Types of funds
Non-Qualified, 401k, Profit Sharing, IRA, 401a, TSA 403b, SEP IRA, KEOGH, IRA-Roth, 457 plan, and 1035 Exchange
Brochure
Open brochure

Allocation Accounts

Name Type Rates
Option U: 1-Year S&P 500 LV DRC 5% ER PTP Participation Rate
NWL Option U
Annual
123% Participation
Option B: 1-Year Fixed Account
Fixed
3.15% Fixed
Option A: 1-Year S&P 500 PTP Monthly Average Participation Rate with Asset Fee
Point to Point
Annual
Monthly average
65% Participation

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 6% 5% 4% 3% 2%

Riders

Name Inbuilt Fee
Income Outlook Plus 5 NH (Withdrawal Benefit Rider) No 1.50% annually (2.00% max)
Income Outlook NH No 1.00% annually (2.00% max) (limited to interest)

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