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Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

NWL New Frontiers MVA

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Highlights

The NWL New Frontiers is a deferred annuity, meaning that income payments don’t start immediately after you pay the premium. Instead, your money may accumulate on a tax-deferred basis until a later date, when you may take it as a lump sum or in the form of regular payments. It is a single premium annuity, meaning that you pay a one-time premium payment. It is a Fixed Indexed Annuity, meaning that the value is subject to fixed minimum guarantees, and will never decline due to index movement alone. 
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Accumulation
Term
6 Years
Surrender schedule
9%8%7%6%5%4%
Free withdrawal
1st year: 0%
2nd+ year: 5%
Market value adjustment
Return of premium
Launch date
08/10/2022
Minimum contribution
$25,000
Maximum contribution
$1,500,000
Max Age Qualified
85
Types of funds
Non-Qualified, IRA, Spousal IRA, SEP IRA, IRA-Roth, Inherited IRA, and NQ Stretch
Brochure
Open brochure

Find out if the NWL New Frontiers MVA is the right product for you.

Premium Notes

Issue Ages
Annuitant/Owner 0-85: Non-Qualified/Qualified

Minimum Premium
$25,000
Maximum Premium
$1,500,000 per Annuitant without prior approval

Withdrawal Provisions

Free Withdrawals
5% of the Account Value once annually after the first Policy Year

Systematic Interest
Interest available systematically in lieu of Free Withdrawal Option above. Each payment must be at least $100. See Policy for details. 

Allocation Accounts

Name Type Rates
6-Year J.P. Morgan Factor Focus PTP Participation Rate with Performance Triggered
NWL Part Rate & Perf Triggered
6-Year
236% Participation
1% Performance triggered
1-Year Fixed Account
Fixed
3.75% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.45% Cap
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
96% Participation
1-Year J.P. Morgan Factor Focus PTP Participation Rate
Point to Point
Annual
167% Participation
2-Year J.P. Morgan Factor Focus PTP Participation Rate
Point to Point
Biennial
189% Participation
6-Year J.P. Morgan Factor Focus PTP Participation Rate with Performance Triggered
NWL Part Rate & Perf Triggered
6-Year
255% Participation
1% Performance triggered
1-Year Fixed Account
Fixed
4% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10% Cap
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
105% Participation
1-Year J.P. Morgan Factor Focus PTP Participation Rate
Point to Point
Annual
175% Participation
2-Year J.P. Morgan Factor Focus PTP Participation Rate
Point to Point
Biennial
200% Participation

Surrender schedule

Year 1 2 3 4 5 6
Penalty 9% 8% 7% 6% 5% 4%

Riders

No Riders for NWL New Frontiers MVA annuity.

Waivers

Hospital

Waiver of Withdrawal Charge after Qualifying Medical Stay. You may withdraw up to 100% of the Account Value after certain medically necessary stays, as outlined in the Policy. The Annuitant must be 75 years or younger on the Policy Date, and each stay must be for at least 90 consecutive days. The stay must be in a hospital and/or nursing facility (as defined in the Policy), and the Annuitant must receive at least intermediate care (as described in the Policy) for 90 consecutive days during the stay. The stay must begin after the Policy Date. Benefit terms and/or benefit availability may vary by state. See the Policy for complete details and requirements.

Nursing Home

Waiver of Withdrawal Charge after Qualifying Medical Stay. You may withdraw up to 100% of the Account Value after certain medically necessary stays, as outlined in the Policy. The Annuitant must be 75 years or younger on the Policy Date, and each stay must be for at least 90 consecutive days. The stay must be in a hospital and/or nursing facility (as defined in the Policy), and the Annuitant must receive at least intermediate care (as described in the Policy) for 90 consecutive days during the stay. The stay must begin after the Policy Date. Benefit terms and/or benefit availability may vary by state. See the Policy for complete details and requirements.

Terminal Illness

Terminal Illness or Injury Benefit. Upon receiving satisfactory documentation, Withdrawal Charges will be waived for full surrender or partial withdrawal if the Annuitant is first diagnosed after the Policy Date with an illness or injury from which he or she is not expected to recover and is expected to die within twelve (12) months. National Western Life reserves the right to obtain a second medical opinion at the Company’s expense. Benefit terms and/or benefit availability may vary by state.

Annuitization

6 years from the Policy Date. It can be extended to age 95.

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