Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Pacific Index Advisory 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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The Pacific Index Advisory 5 is a limited premium, fixed indexed deferred annuity, which has two withdrawal charge periods (5 years and 7 years), and a Market Value Adjustment. The contact can be issued with an optional GMWB rider.

For Information about Pacific Life Advisory Annuities, please visit https://ria.pacificlife.com/
For Information about purchasing Pacific Index Advisory 5 please e-mail: [email protected]
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
7.15% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.15% Cap
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
6.65% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6.65% Performance triggered
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
8.25% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.25% Cap
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
7.5% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
7.5% Performance triggered

Surrender schedule

Year 1 2 3 4 5
Penalty 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
Interest Enhanced Death Benefit No 0.40% annually