Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Pacific Index Dimensions 7

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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The Pacific Index Dimensions 7 is a limited premium, fixed indexed deferred annuity with a 7-year withdrawal charge period and Market Value Adjustment provision. The contact can be issued with an optional GMWB rider, Enhanced Lifetime Income Benefit Single Life or Enhanced Lifetime Income Benefit Joint Life. 

At the end of a guaranteed term, the following options are available:
  • Withdraw the full or partial amount
  • Renew to the same term (if available and doesn’t exceed the annuitization date) or another guaranteed term
  • If no election is made, the money will automatically roll over into the same guaranteed term (if available) or the next shortest one.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.45% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.1% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
31% Participation
1-Year S&P 500 PTP Enhanced Participation Rate with Spread
Point to Point
Annual
43% Participation
2% Spread
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
7.1% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
31% Participation
1-Year MSCI EAFE PTP Enhanced Participation Rate with Spread
Point to Point
Annual
43% Participation
2% Spread
1-Year BlackRock Endura PTP Participation Rate with Spread
Point to Point
Annual
120% Participation
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
6.25% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6.25% Performance triggered
1-Year Fixed Account
Fixed
3.65% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.3% Cap
1-Year BlackRock Endura PTP Participation Rate with Spread
Point to Point
Annual
125% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
33% Participation
1-Year S&P 500 PTP Enhanced Participation Rate with Spread
Point to Point
Annual
46% Participation
2% Spread
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
7.3% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
33% Participation
1-Year MSCI EAFE PTP Enhanced Participation Rate with Spread
Point to Point
Annual
46% Participation
2% Spread
1-Year MSCI EAFE Performance Triggered
Performance Triggered
Annual
6.6% Performance triggered
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6.6% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 10% 10% 10% 9% 8% 7% 6%

Riders

Name Inbuilt Fee
Interest Enhanced Death Benefit No 0.40% annually