Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Pacific Index Edge 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Key Takeaways

  • Companies are different
The Pacific Index Edge 5 is a Single Premium Fixed-Indexed Annuity with a 7-year surrender charge period that offers multiple interest options, contract lengths, and liquidity features.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.2% Fixed
1-Year BlackRock Endura PTP Participation Rate with Spread
Point to Point
Annual
127% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
6.8% Cap
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
45% Participation
2% Spread
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6.15% Performance triggered
1-Year Fixed Account
Fixed
3.5% Fixed
1-Year BlackRock Endura PTP Participation Rate with Spread
Point to Point
Annual
130% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
8% Cap
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
47% Participation
2% Spread
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
7% Performance triggered

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 8% 8% 7% 6%

Riders

Name Inbuilt Fee
Interest Enhanced Death Benefit No 0.40% annually