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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.30%
7-Year
6.00%
10-Year
5.80%

Pacific Index Edge 7

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Highlights

The Pacific Index Edge 7 is a Single Premium Fixed-Indexed Annuity with a 7-year surrender charge period that offers multiple interest options, contract lengths, and liquidity features.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Term
7 Years
Surrender schedule
7%7%7%7%6%5%4%
Free withdrawal
10%
Market value adjustment
Return of premium
Minimum contribution
$25,000
Types of funds
Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Inherited IRA, NQ Stretch, and TSP
Brochure
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Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.5% Fixed
1-Year BlackRock Endura PTP Participation Rate with Spread
Point to Point
Annual
128% Participation
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
46% Participation
2% Spread
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.4% Cap
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
6.55% Performance triggered
1-Year Fixed Account
Fixed
3.75% Fixed
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
48% Participation
2% Spread
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.05% Cap
1-Year BlackRock Endura PTP Participation Rate with Spread
Point to Point
Annual
131% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
7.05% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 7% 7% 7% 7% 6% 5% 4%

Riders

Name Inbuilt Fee
Interest Enhanced Death Benefit No 0.40% annually

Waivers

No Waivers for Pacific Index Edge 7 annuity.

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