Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Protective Asset Builder II 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Annuitization Options
  • Income for a specific term
  • Lifetime income with a specific term
  • Lifetime income with a cash refund
  • Lifetime income with an installment refund
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.9% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
36% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.15% Cap
1-Year S&P 500 PTP Cap Guaranteed for Term
Point to Point
Annual
5% Cap
1-Year J.P. Morgan Mojave PTP Participation Rate
Point to Point
Annual
108% Participation
2-Year Citi Flexible Allocation 6 ER PTP Participation Rate
Point to Point
Biennial
140% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
3.55% Performance triggered
1-Year Fixed Account
Fixed
3.45% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
6.95% Cap
1-Year S&P 500 PTP Cap Guaranteed for Term
Point to Point
Annual
6.8% Cap
1-Year J.P. Morgan Mojave PTP Participation Rate
Point to Point
Annual
125% Participation
2-Year Citi Flexible Allocation 6 ER PTP Participation Rate
Point to Point
Biennial
160% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
4.35% Performance triggered
1-Year Fixed Account
Fixed
3.5% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
8% Cap
1-Year S&P 500 PTP Cap Guaranteed for Term
Point to Point
Annual
7.75% Cap
1-Year J.P. Morgan Mojave PTP Participation Rate
Point to Point
Annual
130% Participation
2-Year Citi Flexible Allocation 6 ER PTP Participation Rate
Point to Point
Biennial
170% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
5.55% Performance triggered

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 8% 7% 6% 5%