Protective Asset Builder II 5 ROP
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
Highlights
Annuitization Options
- Income for a specific term
- Lifetime income with a specific term
- Lifetime income with a cash refund
- Lifetime income with an installment refund
Available in states:
AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
5 Years |
|
Surrender schedule
|
9%8%7%6%5% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$10,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, IRA-Roth, and 1035 Exchange |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
2.8%
Fixed
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
34%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
4.6%
Cap
|
| 1-Year S&P 500 PTP Cap Guaranteed for Term |
Point to Point
Annual
|
4.45%
Cap
|
| 1-Year J.P. Morgan Mojave PTP Participation Rate |
Point to Point
Annual
|
98%
Participation
|
| 2-Year Citi Flexible Allocation 6 ER PTP Participation Rate |
Point to Point
Biennial
|
131%
Participation
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
3.05%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
3.35%
Fixed
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
39%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
5.3%
Cap
|
| 1-Year S&P 500 PTP Cap Guaranteed for Term |
Point to Point
Annual
|
5.2%
Cap
|
| 1-Year J.P. Morgan Mojave PTP Participation Rate |
Point to Point
Annual
|
112%
Participation
|
| 2-Year Citi Flexible Allocation 6 ER PTP Participation Rate |
Point to Point
Biennial
|
147%
Participation
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
3.5%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
3.4%
Fixed
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
43%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
6.75%
Cap
|
| 1-Year S&P 500 PTP Cap Guaranteed for Term |
Point to Point
Annual
|
6.55%
Cap
|
| 1-Year J.P. Morgan Mojave PTP Participation Rate |
Point to Point
Annual
|
120%
Participation
|
| 2-Year Citi Flexible Allocation 6 ER PTP Participation Rate |
Point to Point
Biennial
|
160%
Participation
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
4.55%
Performance triggered
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 |
|---|---|---|---|---|---|
| Penalty | 9% | 8% | 7% | 6% | 5% |