Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Protective Asset Builder II 7 ROP

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Annuitization Options
  • Income for a specific term
  • Lifetime income with a specific term
  • Lifetime income with a cash refund
  • Lifetime income with an installment refund
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.85% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
4.65% Cap
1-Year S&P 500 PTP Cap Guaranteed for Term
Point to Point
Annual
4.5% Cap
1-Year J.P. Morgan Mojave PTP Participation Rate
Point to Point
Annual
101% Participation
2-Year Citi Flexible Allocation 6 ER PTP Participation Rate
Point to Point
Biennial
136% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
3.1% Performance triggered
1-Year Fixed Account
Fixed
3.4% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.35% Cap
1-Year S&P 500 PTP Cap Guaranteed for Term
Point to Point
Annual
5.25% Cap
1-Year J.P. Morgan Mojave PTP Participation Rate
Point to Point
Annual
114% Participation
2-Year Citi Flexible Allocation 6 ER PTP Participation Rate
Point to Point
Biennial
152% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
3.6% Performance triggered
1-Year Fixed Account
Fixed
3.45% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
44% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
6.85% Cap
1-Year S&P 500 PTP Cap Guaranteed for Term
Point to Point
Annual
6.65% Cap
1-Year J.P. Morgan Mojave PTP Participation Rate
Point to Point
Annual
122% Participation
2-Year Citi Flexible Allocation 6 ER PTP Participation Rate
Point to Point
Biennial
165% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
4.65% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 4% 3%