FlexGuard Income Select
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Highlights
The Prudential FlexGuard Income Select index-linked and variable annuity Contract issued by Pruco Life is a contract between you, the Owner, and Pruco Life Insurance Company, an insurance company. It is designed for retirement purposes, or other long-term investing, to help you save money for retirement, on a tax deferred basis, and provide income during your retirement.
The Index Linked Variable Income Benefit (the “Benefit”) attached to this Annuity has three distinct stages, the Savings Stage, Income Stage and Insured Income Stage. During the Savings Stage the Annuity offers a Variable Sub-account, under certain circumstances, and Index Strategies as opportunities for growth or loss, with levels of downside protection available when allocating to the Index Strategies. During the Income Stage it provides lifetime income with potential for increases in income and some downside protection.
Variable Subaccount
PGIM Fixed Income - PSF PGIM Government Money Market Portfolio - Class III
* This fund will not be available during the Income Stage of the Benefit
The Index Linked Variable Income Benefit (the “Benefit”) attached to this Annuity has three distinct stages, the Savings Stage, Income Stage and Insured Income Stage. During the Savings Stage the Annuity offers a Variable Sub-account, under certain circumstances, and Index Strategies as opportunities for growth or loss, with levels of downside protection available when allocating to the Index Strategies. During the Income Stage it provides lifetime income with potential for increases in income and some downside protection.
Variable Subaccount
PGIM Fixed Income - PSF PGIM Government Money Market Portfolio - Class III
* This fund will not be available during the Income Stage of the Benefit
Available in states:
Type
|
Fixed Index
|
---|---|
Term
|
6 Years |
Surrender schedule
|
7%7%6%5%4%3% |
Free withdrawal
|
10% |
Market value adjustment
|
|
Return of premium
|
|
Minimum contribution
|
$25,000 |
Find out if the FlexGuard Income Select is the right product for you.
Allocation Accounts
Name | Type | Rates |
---|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 |
---|---|---|---|---|---|---|
Penalty | 7% | 7% | 6% | 5% | 4% | 3% |
Riders
No Riders for FlexGuard Income Select annuity.
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