PruSecure 5
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
Highlights
The Prudential PruSecure Fixed Indexed Annuity is a single premium, long-term contract designed to help you secure your financial future. In return for your premium payment, you receive certain benefits. PruSecure is designed to protect you from loss. It also gives you the opportunity to grow your account value without exposure to the unpredictable ups and downs of the stock market.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
|
Fixed Index
|
---|---|
Term
|
5 Years |
Surrender schedule
|
9%9%8%7%6% |
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
Market value adjustment
|
|
Return of premium
|
|
Minimum contribution
|
$10,000 |
Types of funds
|
Non-Qualified, IRA, IRA-Roth, NQ Stretch, and TSP |
Brochure
|
Open brochure |
Find out if the PruSecure 5 is the right product for you.
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4%
Fixed
|
5-Year S&P 500 PTP Participation Rate |
Point to Point
5-Year
|
65%
Participation
|
5-Year MSCI EAFE PTP Participation Rate |
Point to Point
5-Year
|
65%
Participation
|
3-Year Bloomberg Commodity PTP Participation Rate |
Point to Point
Triennial
|
40%
Participation
|
3-Year Dow Jones U.S. Real Estate PTP Participation Rate |
Point to Point
Triennial
|
40%
Participation
|
5-Year MSCI EAFE PTP Cap |
Point to Point
5-Year
|
52%
Cap
|
1-Year Bloomberg Commodity PTP Participation Rate |
Point to Point
Annual
|
35%
Participation
|
1-Year Dow Jones U.S. Real Estate PTP Participation Rate |
Point to Point
Annual
|
35%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
9%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9%
Cap
|
5-Year S&P 500 PTP Cap |
Point to Point
5-Year
|
52%
Cap
|
3-Year Bloomberg Commodity PTP Cap |
Point to Point
Triennial
|
31%
Cap
|
3-Year Dow Jones U.S. Real Estate PTP Cap |
Point to Point
Triennial
|
26%
Cap
|
3-Year MSCI EAFE PTP Cap |
Point to Point
Triennial
|
26%
Cap
|
3-Year S&P 500 PTP Cap |
Point to Point
Triennial
|
26%
Cap
|
3-Year S&P 500 PTP Participation Rate |
Point to Point
Triennial
|
40%
Participation
|
1-Year Bloomberg Commodity PTP Cap |
Point to Point
Annual
|
10.25%
Cap
|
1-Year Dow Jones U.S. Real Estate PTP Cap |
Point to Point
Annual
|
9%
Cap
|
3-Year MSCI EAFE PTP Participation Rate |
Point to Point
Triennial
|
40%
Participation
|
1-Year MSCI EAFE PTP Participation Rate |
Point to Point
Annual
|
35%
Participation
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
35%
Participation
|
1-Year Fixed Account |
Fixed
|
4.5%
Fixed
|
1-Year Bloomberg Commodity PTP Cap |
Point to Point
Annual
|
11.5%
Cap
|
3-Year MSCI EAFE PTP Participation Rate |
Point to Point
Triennial
|
50%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.25%
Cap
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
10.25%
Cap
|
5-Year MSCI EAFE PTP Cap |
Point to Point
5-Year
|
70%
Cap
|
3-Year S&P 500 PTP Participation Rate |
Point to Point
Triennial
|
50%
Participation
|
3-Year Bloomberg Commodity PTP Cap |
Point to Point
Triennial
|
36%
Cap
|
3-Year Dow Jones U.S. Real Estate PTP Cap |
Point to Point
Triennial
|
31%
Cap
|
3-Year MSCI EAFE PTP Cap |
Point to Point
Triennial
|
31%
Cap
|
3-Year S&P 500 PTP Cap |
Point to Point
Triennial
|
31%
Cap
|
3-Year Bloomberg Commodity PTP Participation Rate |
Point to Point
Triennial
|
50%
Participation
|
1-Year Dow Jones U.S. Real Estate PTP Cap |
Point to Point
Annual
|
10.25%
Cap
|
1-Year MSCI EAFE PTP Participation Rate |
Point to Point
Annual
|
45%
Participation
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
45%
Participation
|
5-Year S&P 500 PTP Participation Rate |
Point to Point
5-Year
|
75%
Participation
|
1-Year Bloomberg Commodity PTP Participation Rate |
Point to Point
Annual
|
45%
Participation
|
1-Year Dow Jones U.S. Real Estate PTP Participation Rate |
Point to Point
Annual
|
45%
Participation
|
3-Year Dow Jones U.S. Real Estate PTP Participation Rate |
Point to Point
Triennial
|
50%
Participation
|
5-Year MSCI EAFE PTP Participation Rate |
Point to Point
5-Year
|
75%
Participation
|
5-Year S&P 500 PTP Cap |
Point to Point
5-Year
|
70%
Cap
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 |
---|---|---|---|---|---|
Penalty | 9% | 9% | 8% | 7% | 6% |
Riders
No Riders for PruSecure 5 annuity.
Ready to Protect Your Financial Future?
Request a free quote or talk to our financial expert to get help