Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

PruSecure 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The Prudential PruSecure Fixed Indexed Annuity is a single premium, long-term contract designed to help you secure your financial future. In return for your premium payment, you receive certain benefits. PruSecure is designed to protect you from loss. It also gives you the opportunity to grow your account value without exposure to the unpredictable ups and downs of the stock market. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
5-Year S&P 500 PTP Participation Rate
Point to Point
5-Year
65% Participation
5-Year MSCI EAFE PTP Participation Rate
Point to Point
5-Year
65% Participation
3-Year Bloomberg Commodity PTP Participation Rate
Point to Point
Triennial
40% Participation
3-Year Dow Jones U.S. Real Estate PTP Participation Rate
Point to Point
Triennial
40% Participation
5-Year MSCI EAFE PTP Cap
Point to Point
5-Year
52% Cap
1-Year Bloomberg Commodity PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year Dow Jones U.S. Real Estate PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
9% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9% Cap
5-Year S&P 500 PTP Cap
Point to Point
5-Year
52% Cap
3-Year Bloomberg Commodity PTP Cap
Point to Point
Triennial
31% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap
Point to Point
Triennial
26% Cap
3-Year MSCI EAFE PTP Cap
Point to Point
Triennial
26% Cap
3-Year S&P 500 PTP Cap
Point to Point
Triennial
26% Cap
3-Year S&P 500 PTP Participation Rate
Point to Point
Triennial
40% Participation
1-Year Bloomberg Commodity PTP Cap
Point to Point
Annual
10.25% Cap
1-Year Dow Jones U.S. Real Estate PTP Cap
Point to Point
Annual
9% Cap
3-Year MSCI EAFE PTP Participation Rate
Point to Point
Triennial
40% Participation
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year Fixed Account
Fixed
4.5% Fixed
1-Year Bloomberg Commodity PTP Cap
Point to Point
Annual
11.5% Cap
3-Year MSCI EAFE PTP Participation Rate
Point to Point
Triennial
50% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.25% Cap
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
10.25% Cap
5-Year MSCI EAFE PTP Cap
Point to Point
5-Year
70% Cap
3-Year S&P 500 PTP Participation Rate
Point to Point
Triennial
50% Participation
3-Year Bloomberg Commodity PTP Cap
Point to Point
Triennial
36% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap
Point to Point
Triennial
31% Cap
3-Year MSCI EAFE PTP Cap
Point to Point
Triennial
31% Cap
3-Year S&P 500 PTP Cap
Point to Point
Triennial
31% Cap
3-Year Bloomberg Commodity PTP Participation Rate
Point to Point
Triennial
50% Participation
1-Year Dow Jones U.S. Real Estate PTP Cap
Point to Point
Annual
10.25% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
45% Participation
5-Year S&P 500 PTP Participation Rate
Point to Point
5-Year
75% Participation
1-Year Bloomberg Commodity PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year Dow Jones U.S. Real Estate PTP Participation Rate
Point to Point
Annual
45% Participation
3-Year Dow Jones U.S. Real Estate PTP Participation Rate
Point to Point
Triennial
50% Participation
5-Year MSCI EAFE PTP Participation Rate
Point to Point
5-Year
75% Participation
5-Year S&P 500 PTP Cap
Point to Point
5-Year
70% Cap

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 9% 8% 7% 6%