Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

PruSecure 7

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The Prudential PruSecure Fixed Indexed Annuity is a single premium, long-term contract designed to help you secure your financial future. In return for your premium payment, you receive certain benefits. PruSecure is designed to protect you from loss. It also gives you the opportunity to grow your account value without exposure to the unpredictable ups and downs of the stock market. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.05% Fixed
5-Year S&P 500 PTP Participation Rate
Point to Point
5-Year
70% Participation
5-Year MSCI EAFE PTP Participation Rate
Point to Point
5-Year
70% Participation
3-Year Bloomberg Commodity PTP Participation Rate
Point to Point
Triennial
45% Participation
3-Year Dow Jones U.S. Real Estate PTP Participation Rate
Point to Point
Triennial
45% Participation
5-Year MSCI EAFE PTP Cap
Point to Point
5-Year
57% Cap
1-Year Bloomberg Commodity PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year Dow Jones U.S. Real Estate PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
9.05% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.05% Cap
5-Year S&P 500 PTP Cap
Point to Point
5-Year
57% Cap
3-Year Bloomberg Commodity PTP Cap
Point to Point
Triennial
33% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap
Point to Point
Triennial
28% Cap
3-Year MSCI EAFE PTP Cap
Point to Point
Triennial
28% Cap
3-Year S&P 500 PTP Cap
Point to Point
Triennial
28% Cap
3-Year S&P 500 PTP Participation Rate
Point to Point
Triennial
45% Participation
1-Year Bloomberg Commodity PTP Cap
Point to Point
Annual
10.3% Cap
1-Year Dow Jones U.S. Real Estate PTP Cap
Point to Point
Annual
9.05% Cap
3-Year MSCI EAFE PTP Participation Rate
Point to Point
Triennial
45% Participation
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year Fixed Account
Fixed
4.55% Fixed
1-Year Bloomberg Commodity PTP Cap
Point to Point
Annual
11.55% Cap
3-Year MSCI EAFE PTP Participation Rate
Point to Point
Triennial
65% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.3% Cap
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
10.3% Cap
5-Year MSCI EAFE PTP Cap
Point to Point
5-Year
75% Cap
3-Year S&P 500 PTP Participation Rate
Point to Point
Triennial
65% Participation
3-Year Bloomberg Commodity PTP Cap
Point to Point
Triennial
37% Cap
3-Year Dow Jones U.S. Real Estate PTP Cap
Point to Point
Triennial
32% Cap
3-Year MSCI EAFE PTP Cap
Point to Point
Triennial
32% Cap
3-Year S&P 500 PTP Cap
Point to Point
Triennial
32% Cap
3-Year Bloomberg Commodity PTP Participation Rate
Point to Point
Triennial
65% Participation
1-Year Dow Jones U.S. Real Estate PTP Cap
Point to Point
Annual
10.3% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
5-Year S&P 500 PTP Participation Rate
Point to Point
5-Year
80% Participation
1-Year Bloomberg Commodity PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year Dow Jones U.S. Real Estate PTP Participation Rate
Point to Point
Annual
50% Participation
3-Year Dow Jones U.S. Real Estate PTP Participation Rate
Point to Point
Triennial
65% Participation
5-Year MSCI EAFE PTP Participation Rate
Point to Point
5-Year
80% Participation
5-Year S&P 500 PTP Cap
Point to Point
5-Year
75% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 9% 8% 7% 6% 5% 4%