RiverSource Structured Solutions Annuity 3-Year
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Highlights
The RiverSource Structured Solutions annuity is an individual limited flexible purchase payment deferred indexed-linked annuity contract with fixed and index-linked investment options.
Available in states:
MO, NE, and VA
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
3 Years |
|
Surrender schedule
|
8%7%6% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$10,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, SEP IRA, IRA-Roth, Inherited IRA, and NQ Stretch |
Find out if the RiverSource Structured Solutions Annuity 3-Year is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Lesser of (S&P 500, Russell 2000) Contingent Yield with 35% Trigger rate |
Contingent Yield with Trigger Rate
Annual
|
5.9%
Performance triggered
|
| 1-Year Lesser of (S&P 500, Russell 2000) Contingent Yield with 25% Trigger rate |
Contingent Yield with Trigger Rate
Annual
|
7.95%
Performance triggered
|
| 1-Year S&P 500 Contingent Yield with 35% Trigger rate |
Contingent Yield with Trigger Rate
Annual
|
5.3%
Performance triggered
|
| 1-Year S&P 500 Contingent Yield with 25% Trigger rate |
Contingent Yield with Trigger Rate
Annual
|
6.8%
Performance triggered
|
| 1-Year Lesser of (S&P 500, Russell 2000) Contingent Yield with 20% Buffer |
Contingent Yield
Annual
|
6.35%
Performance triggered
|
| 1-Year Lesser of (S&P 500, Russell 2000) Contingent Yield with 15% Buffer |
Contingent Yield
Annual
|
7.6%
Performance triggered
|
| 1-Year Lesser of (S&P 500, Russell 2000) Contingent Yield with 10% Buffer |
Contingent Yield
Annual
|
9.45%
Performance triggered
|
| 1-Year S&P 500 Contingent Yield with 20% Buffer |
Contingent Yield
Annual
|
5.5%
Performance triggered
|
| 1-Year S&P 500 Contingent Yield with 15% Buffer |
Contingent Yield
Annual
|
6.3%
Performance triggered
|
| 1-Year S&P 500 Contingent Yield with 10% Buffer |
Contingent Yield
Annual
|
7.4%
Performance triggered
|
| 3-Year MSCI EAFE Annual Lock Cap 10% Buffer |
Annual Lock
Triennial
|
13%
Cap
|
| 3-Year Russell 2000 Annual Lock Cap 10% Buffer |
Annual Lock
Triennial
|
14.25%
Cap
|
| 3-Year S&P 500 Annual Lock Cap 10% Buffer |
Annual Lock
Triennial
|
12.25%
Cap
|
| 1-Year Fixed Account |
Fixed
|
3%
Fixed
|
| 1-Year Interim Account |
Fixed
|
3%
Fixed
|
| 1-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
Annual
|
10.75%
Cap
|
| 1-Year S&P 500 ESG PTP Cap 10% Buffer |
Point to Point
Annual
|
13.5%
Cap
|
| 2-Year S&P 500 ESG PTP Cap 10% Buffer |
Point to Point
Biennial
|
31.5%
Cap
|
| 1-Year MSCI EAFE Enhanced Upside Participation Rate with Cap 10% Buffer |
Point to Point
Annual
|
250%
Participation
11.5%
Cap
|
| 1-Year S&P 500 Enhanced Upside Participation Rate with Cap 10% Buffer |
Point to Point
Annual
|
250%
Participation
9.75%
Cap
|
| 1-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
Annual
|
9.5%
Cap
|
| 1-Year S&P 500 ESG PTP Cap -10% Floor |
Point to Point
Annual
|
10.75%
Cap
|
| 3-Year Russell 2000 PTP 15% Buffer Uncapped Annual Fee |
Point to Point
Triennial
|
|
| 3-Year MSCI EAFE Enhanced Upside Participation Rate with Cap 10% Buffer |
Point to Point
Triennial
|
175%
Participation
47%
Cap
|
| 3-Year S&P 500 Enhanced Upside Participation Rate with Cap 10% Buffer |
Point to Point
Triennial
|
175%
Participation
32%
Cap
|
| 1-Year Russell 2000 PTP 10% Buffer Uncapped Annual Fee |
Point to Point
Annual
|
|
| 1-Year S&P 500 PTP Cap 10% Buffer Annual Fee |
Point to Point
Annual
|
|
| 2-Year Nasdaq-100 PTP Cap 10% Buffer |
Point to Point
Biennial
|
34.5%
Cap
|
| 1-Year MSCI EAFE PTP Cap -10% Floor |
Point to Point
Annual
|
15.25%
Cap
|
| 1-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Annual
|
13.75%
Cap
|
| 1-Year Russell 2000 PTP Cap 10% Buffer |
Point to Point
Annual
|
17%
Cap
|
| 1-Year MSCI EAFE PTP Cap 10% Buffer |
Point to Point
Annual
|
14%
Cap
|
| 1-Year MSCI Emerging Markets PTP Cap 10% Buffer |
Point to Point
Annual
|
15.25%
Cap
|
| 1-Year Nasdaq-100 PTP Cap 10% Buffer |
Point to Point
Annual
|
14.5%
Cap
|
| 1-Year iShares U.S. Real Estate ETF PTP Cap 10% Buffer |
Point to Point
Annual
|
22.75%
Cap
|
| 2-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Biennial
|
32%
Cap
|
| 2-Year Russell 2000 PTP Cap 10% Buffer |
Point to Point
Biennial
|
43%
Cap
|
| 2-Year MSCI EAFE PTP Cap 10% Buffer |
Point to Point
Biennial
|
39%
Cap
|
| 2-Year MSCI Emerging Markets PTP Cap 10% Buffer |
Point to Point
Biennial
|
42.5%
Cap
|
| 1-Year MSCI EAFE PTP 10% Buffer Uncapped Annual Fee |
Point to Point
Annual
|
|
| 2-Year iShares U.S. Real Estate ETF PTP Cap 10% Buffer |
Point to Point
Biennial
|
58.5%
Cap
|
| 3-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Triennial
|
70%
Cap
|
| 3-Year Russell 2000 PTP Cap 10% Buffer |
Point to Point
Triennial
|
75%
Cap
|
| 3-Year MSCI EAFE PTP Cap with Participation Rate 10% Buffer |
Point to Point
Triennial
|
100%
Participation
250%
Cap
|
| 3-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
Triennial
|
44%
Cap
|
| 3-Year Russell 2000 PTP Cap 15% Buffer |
Point to Point
Triennial
|
58%
Cap
|
| 3-Year MSCI EAFE PTP Cap 15% Buffer |
Point to Point
Triennial
|
100%
Cap
|
| 3-Year S&P 500 PTP 15% Buffer Uncapped Annual Fee |
Point to Point
Triennial
|
|
| 3-Year MSCI EAFE PTP 15% Buffer Uncapped Annual Fee |
Point to Point
Triennial
|
|
| 1-Year S&P 500 PTP Cap -10% Floor |
Point to Point
Annual
|
11%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 |
|---|---|---|---|
| Penalty | 8% | 7% | 6% |
Riders
No Riders for RiverSource Structured Solutions Annuity 3-Year annuity.
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