SecureLink Chronic Illness Access
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Highlights
The SecureLink Chronic Illness Access fixed indexed annuity is designed for clients who desire growth but may also be concerned about paying for care in the event of a chronic or terminal illness.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
7 Years |
|
Surrender schedule
|
9%8%7%6%5%4%3% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$20,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, IRA-Roth, 1035 Exchange, and Inherited IRA |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3.85%
Fixed
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.15%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.7%
Cap
|
| 1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
| 1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
| 1-Year Fixed Account |
Fixed
|
4%
Fixed
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.5%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
8%
Cap
|
| 1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
180%
Participation
|
| 1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
180%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Penalty | 9% | 8% | 7% | 6% | 5% | 4% | 3% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Accelerated Death Benefit Rider (ages 70 and under) | Yes | 0.75% annually |
| Accelerated Death Benefit Rider (ages 71-75) | Yes | 1.15% annually |